商务英语必备1000字.docx

1、商务英语必备1000字商务英语必备1000字banking 银行业务1、general business 一般业务ATM 自动柜员机You can change your PIN at the ATM. 1automatic bill payment自动转帐服务Tina pays her phone bill with an automatic bill payment.蒂娜利用自动转帐服务付电话帐单balance差额 余额If you keep a balance of $1,000, you wont have to pay the $20 monthly-service fee.如果你保

2、持1000美元的余额，就不必付每月20美元的服务费了bank account帐户How do I open a bank account here?我要怎么开户bank holiday银行公休日 国定休息日What happens if payday falls on a bank holiday?如果发薪日正好碰上了国休日那该怎么办banking银行业务Could you sign me up for online banking? 2banknote纸币 钞票Wads of banknotes were hidden in the bag.包里藏了几数叠钞票certificate of d

3、eposit定期存款Redeeming your certificate of deposit before maturity may result in withdrawal penalties.如果你在定期前解约可能要付提前解约金checking account 支票存款帐户I need to make a withdrawal from my checking account.我要从我的支票帐户中提款deposit存款I didnt get my pay deposit this month.我这个月的薪水存款没有入帐discount rate 贴现率The discount rate

4、is set by the Fed.贴现率是由联储决定的Individual Retirement Account 个人退休帐户Does it matter where I open an Individual Retirement Account?我到哪开个人退休帐户重要么？interest利率Interest rates are not expected to increase.利率应不会再涨safe-deposit box （银行）保险箱She kept her jewels in her safe-deposit box.她把珠宝放在银行保险箱里savings account 储蓄存款

5、帐户I need to transfer money from my savings account to my checking account.我要把钱从储蓄存款帐户转到支票存款帐户signature 签名Tom forged his bosss signature to steal company funds.汤姆伪造了他老板的签名盗取了公司的资金teller出纳员Marcy started as a bank teller, but now shes a loan officer.玛希刚开始是当出纳员，但是现在是贷款员transfer转账The money has been trans

6、ferred into my account.钱已经转入我的帐户wire汇款Judys father wired money to her bank account.朱迪的父亲将钱汇入了她的帐户withdraw取款I withdrew $300 from my savings account.我从我的储蓄存款帐户提取了300美元2 consumer finance 消费金融balance transfer餘額代償Katherine made a balance transfer from her old credit card to her new one.凱薩琳申辦新卡代償舊卡。cancel

7、v. 停（卡）What happens if I want to cancel my card?如果我想停卡該怎麼辦？cash card現金卡What do I need in order to apply for a cash card?申辦現金卡我需要準備些什麼？collateraln. 抵押品；擔保品Without collateral, Mr. Thomas wasnt able to get a loan.由於沒擔保品，湯瑪斯先生的貸款辦不下來。credit card信用卡I need to report a stolen credit card.我要報信用卡失竊。credit li

8、mit信用額度（1）要小心信用額度別訂得太高，這可能會導致花費無度。credit rating信用評等Bobs poor repayment history has really hurt his credit rating.巴柏不良的還款記錄對他的信用評等造成很大的傷害。debit card簽帳卡You can use this debit card almost anywhere in the world.這張簽帳卡你幾乎全世界任何地方都可使用。debt consolidation負債整合Before you consider debt consolidation, closely exa

9、mine the proposal.在考慮負債整合之前，要仔細檢視其還款方案。defaultn. 違約The company is in default on its loan agreement.該公司違反其貸款合約。freezev. 凍結（帳戶）The bank froze my credit card account after I reported it stolen.在我報失信用卡後，銀行凍結了我的信用卡戶頭。installmentn. 分期付款（2）潘妮將分六十期償還她的助學貸款。loann. 貸款I confirm that I have read and understood

10、the terms and conditions of the loan agreement.我確認已閱讀並瞭解這份貸款協議的條件與規定。minimum finance charge每月最低應繳金額Some credit cards have a minimum finance charge.有些信用卡有每月最低應繳金額的限制。mortgagen. 房貸；抵押借款Rick has a twenty-year mortgage.瑞克要繳二十年的房貸。outstandingadj. 未清償的；未付清的Our records show you have an outstanding balance

11、of $6,0我們資料顯示您有一筆六千元的款項未付。refinancev. 重新貸款When deciding whether or not to refinance, there are many factors to consider.在決定是否重新貸款時，有許多因素要考量。statementn. 帳單明細The fee for issuing a replacement card will be charged to your next statement.信用卡補發費用將併入您下個月的帳單明細。3 payment instruments 票据bouncev. 跳（票）Oh no! My

12、 check to City Supermarket bounced!喔，糟了！我開給城市超市的支票跳票了！cashiers check本票（1）預付款用本票或匯票都可以。checkn. 支票I dont have cash. Can I write you a check?我沒有現金，可以開支票給你嗎？clearing house票據交換所；清算所（2）票據交換所是銀行交換支票、匯票的地方。endorsev. 背書Can you endorse the back of the check, please?可以麻煩你在支票背面簽名背書嗎？financial institution金融機構Man

13、y big financial institutions raised their interest rates today.許多大型金融機構都在今天升息。maturev.（定存、票據等）到期When does my CD mature?我的定存何時到期？money order匯票Can I pay with money order?我可以用匯票付款嗎？paycheckn. 薪資支票The HR assistant distributes employee paychecks every month.人資部助理每個月會分發員工的薪資支票。postdated check遠期支票Im sorry.

14、 We dont accept postdated checks.抱歉，我們不收遠期支票。stop payment止付My father called the bank to stop payment on the check.我父親打電話到銀行止付那張支票。travelers check旅行支票In what denominations would you like the travelers checks?你要哪種面額的旅行支票？business operation 企业经营1 office procedures 办公室流程badgen. 名牌；識別證Employees should we

15、ar their badges at all times in the building.員工在大樓內必須隨時佩戴名牌。coworkern. 同事Shelly always goes to lunch with the same coworkers.雪莉總是固定和那幾位同事去吃午餐。dress code服裝規訂We have a casual dress code.我們對上班服裝規定很寬鬆。escortv. 陪同Jenny, could you escort our visitor to the door?珍妮，麻煩妳送我們客人到門口。inventoryn. 庫存（1）不像其它線上零售業的競爭

16、者，該公司不需要有庫存。meeting room會議室Lets head over to the meeting room where well have more space.我們到會議室去，那裡有比較多空間。punch in上班打卡Jason usually punches in around 8:50 a.m.傑生通常大約在早上八點五十打卡上班。receptionistn. 櫃檯人員；接待人員As Sam came in the door, the receptionist greeted him.當山姆進門時，接待員前來招呼他。requisition form需求單（2）你必須填採購需

17、求單並請你主管簽名。security guard保全人員There are two security guards in the lobby.大廳裡有兩位保全人員。security system保全系統Cary put his key card into the security system slot.凱瑞將他的鑰匙卡插入保全系統。shreddern. 碎紙機Our shredder is broken, so Ill tear these confidential documents up manually.我們的碎紙機壞掉了，所以我會徒手將這些機密文件撕碎。stockroomn. 儲藏室

18、You can walk to the stockroom to see if theres any toner cartridge left.你可以到儲藏室看看碳粉匣有沒有剩。swipe card刷卡What if I lose my swipe card?如果我弄丟了刷卡該怎麼辦？2 management 经营管理administrationn. 行政；管理Pamela, could you give us an overview of the Administration Department?潘蜜拉，妳可不可以為我們簡介一下行政部門？assignmentn. 分派；任務It was d

19、ifficult for me to take care of both Johns assignment and my own responsibilities.要同時兼顧分派給約翰的任務和我自己的職責是很困難的。auditn. 稽查；稽核Accounting irregularities were found during the audit.稽核時發現了一些會計缺失。authorityn. 權限Im afraid I dont have the authority to approve that.這個我恐怕沒有權限核准。bankruptcyn. 破產After losing money

20、for two years, the company declared bankruptcy.虧了兩年之後，該公司宣告破產。corner the market壟斷市場Our goal is to corner the market nationwide.我們的目標是要壟斷全國市場。corporate culture企業文化The biggest challenge for Freedom Group will be to maintain its corporate culture.弗瑞登集團最大的挑戰將是維繫其企業文化。developmentn. 發展；開發Although product

21、development is important, we also need to upgrade our distribution network.產品開發固然重要，但我們也必須改進我們的配銷網。diversifyv. 多角化 ; 多樣化Lets not put all our money in one investment. Lets diversify.我們不要把錢全放在同一項投資，我們要多樣化投資。downsizev. 縮編Downsizing is one way to reduce costs.縮編是降低成本的途徑之一。innovationn. 創新The company enco

22、urages innovation.該公司鼓勵創新。mergern. 合併；併購The two companies decided to complete the merger.這兩家公司決定完成合併。operationn. 營運Our company has been in operation since 1996.我們公司自一九九六年開始營運。riskn. 危機；風險（1）這種放手不管的作法可能會為企業帶來巨大風險。strategyn. 策略Peter Senge is one of the most progressive thinkers about business strategy

23、 in the world today.彼得?聖吉是當今世上在企業策略領域最具革新的思想家。subordinaten. 下屬Mr. Brown valued opinions from his subordinates.布朗先生重視下屬的意見。track record績效紀錄（2）帕特嫩投資公司將聘請投資績效卓越的經紀人。communication 通讯1 on the phone 电话英语call center電話客服中心Adam had a job at a call center during his college years.亞當大學時代曾在某家電話客服中心工作過。call wait

24、ing電話插撥The new office phones have call waiting.新辦公室電話有插撥功能。caller ID來電顯示器My phone number is configured to block caller ID on outgoing calls.我的電話設定撥出時不顯示號碼。cell phone手機John uses his cell phone to send text messages to his friends.約翰用手機傳簡訊給他的朋友。cold call陌生電訪；主動以電話推銷商品As part of her job, Betty has to m

25、ake cold calls to potential clients.貝蒂必須針對潛在客戶進行陌生電訪，因為那是工作的一部分。cordlessadj. 無線的Cordless phones allow you to move around freely while talking.無線電話讓你在講電話時可自由移動。dial tone撥號音The phone must be out of order if you cant hear a dial tone.如果聽不到撥號音，電話一定是壞了。directory assistance查號服務For English directory assist

26、ance, please dial 106.英語查號服務，請撥106。extensionn. 分機號碼Im at extension 123.我的分機號碼是123。long-distance call長途電話（1）這家電話公司對長途電話提供統一費率。payphonen. 公共電話Is there a payphone around here?這附近哪裡有公共電話？receivern. 電話筒On the third ring, I quickly picked up the receiver.電話響了三聲，我急忙拿起話筒。receptionn. 收訊；接收I need to find an a

27、rea with good reception to make a call.我得找個收訊好的地區打電話。telemarketing n. 電話行銷The telemarketing industry is growing in India.電話行銷產業在印度正逐漸成長。text message簡訊Do you often receive unwanted text messages on your cell phone?你的手機是否經常收到不想要的簡訊？toll-freeadj. 免付費的Please call our toll-free number, 0800-080-123.請撥我們的

28、免付費電話 0800-080-123。touch-tone phone按鍵式電話Most new telephones are touch-tone phones.現在大部分新電話都是按鍵式的。transferv. 轉接Please hold the line while I transfer you.請稍候，我幫您轉接。voicemailn. 語音信箱（2）如果你三十秒內未接電話，來電會自動轉到語音信箱。wrong number打錯電話Sorry, you have the wrong number.抱歉，你打錯電話了。2 e-mail 电子邮件address book通訊錄Let me s

29、ee if I have his number in my address book.我看一下我的通訊錄有沒有他的電話號碼。attachmentn. 附加檔The attachments are the three files you asked for.附件是你要的三個檔案。capacityn. 容量The capacity of the networks server was recently increased.網路伺伏器的容量最近加大了。CC (carbon copy)副件抄送Please CC me on the e-mail.請將這封電子郵件用副件轉寄給我。deletev. 刪除I

30、 delete at least ten unwanted e-mails every day.我每天至少要刪除十封不想收的電子郵件。downloadv. 下載Why is this e-mail taking so long to download?這封電子郵件為什麼下載這麼久？e-mailv. 寄電子郵件Ill e-mail you her contact information.我會寄電子郵件告訴你她的連絡資料。forwardv. 轉寄Please forward me his email and Ill get back to you.你能不能把他的電子郵件轉寄給我，我再回給他。junk mail垃圾郵件（1）.資訊部安裝了一個過濾器來阻擋垃圾郵件。mailboxn. 郵件信箱You cant receive e-mail because your mailbox is over its limit.