金融英语术语.docx

1、金融英语术语金融英语（术语）in flation 通货膨胀deflation 通货紧缩tighter credit 紧缩信贷mon etary policy 货币政策foreig n excha nge 夕卜汇 spot tran sacti on 即期交易forward tran sacti on 远期交易opti on forward tran sacti on 择期交易swap tran sacti on 调期交易quote报价 settlme nt and delivery 交害 U Treasury bond财政部公债 curre nt-acco unt 经常项目pickup in

2、rice 物价上涨Federal Reserve 美联储 buying rate 买入价 selli ng rate 卖出价 spread差幅 con tract 合同 at par 平价 premium 升水 discount 贴水 direct quoati on method 直接报价法in direct quoati on method 间接报价法divide nd 股息 domestic curre ncy 本币 float ing rate 浮动利率pare nt compa ny 母公司 credit swap 互惠贷款 ven ture capital 风险资本book val

3、ue帐面价值 physical capital 实际资本 IPO(i ni tial public offering) 新股首发；首次公开发行job machine 就业市场 welfare capitalism 福禾U资本主义collective market cap 市场资本总值glolbal corporati on 跨国公司 transn ati onal status 跨国优势transfer price 转让价格con solidati on 兼并leverage 杠杆 finan cial turmoil/meltdow n 金融危机file for ban kruptcy 申请

4、破产bailout 救助take over 收购buy out购买（某人的）产权或全部货物go under 破产take a no sedive （股市）大跌tumble下跌 falter 摇摇欲坠on the hook 被套住 shore up con fide nee 提振市场信心stave off 挡开,避开, liquidate assets 资产清算 at fire sale prices 超低价 sell-off 证券的跌价reserve 储备note票据 discount 贴现 circulate 流通 een tral bank 中央银行 the Federal Reserve

5、 System 联邦储备系统credit union 信用合作社paper curre ncy 纸币 credit creati on 信用创造branch banking 银行分行制 unit ban ki ng 单一银行制out of circulati on 退出流通capital stock 股本 at par以票面价值计 electro nic banking 电子银行banking hold ing compa ny 公司银行 the gold sta ndard 金本位the Federal Reserve Board 联邦储备委员会the stock market crash

6、股市风暴reserve ratio 准备金比率divisio n of labor 劳动分工commodity money 商品货币 legal ten der 法定货币fiat money 法定通货 a medium of excha nge 交换媒介 legal san cti on 法律制裁face value 面值liquid assets 流动资产illiquidl assets 非流动资产 the liquidity scale 流动性指标real estate 不动产 check ing acco un ts,dema nd deposit,checkable deposit 活

7、期存款time deposit 定期存款n egotiable order of withdrawal acco unts 大额可转让提款单money market mutual funds 货币市场互助基金repurchase agreeme nts 回购协议 certificate of deposits 存单 bond债券 stock股票 travelerschecks 旅行支票 small-de nomin atio n time deposits 小额定期存款large-de nomin atio n time deposits 大额定期存款bank over ni ght repu

8、rchase agreeme nts 银行隔夜回购协议bank Ion g-term repurchase agreeme nts 银行长期回购协议thrift in stitutio ns 存款机构finan cial in stituti on 金融机构commercial banks 商业银行 a means of payment 支付手段 a store of value 储藏手段a sta ndard of value 价值标准deficit 亏损roll展期wholesale 批发 default不履约 auction 拍卖 collateralize 担保 markup价格的涨幅

9、 dealer交易员 broker经纪人 pension funds 养老基金 face amount 面值 commerical paper 商业票据 ban kers accepta nee 银行承兑汇票Fed fund联邦基金 eurodollar 欧洲美元 treasury bills 国库券 floati ng-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险 credit rati ng 信誉级另 Stax collecti on 税收money market货币市场 capital market 资本市场origi nal maturity 原始

10、到期期限 surplus funds 过剩基金syn dicatio n 辛迪力卩un derwrite 包销，认购 hedge对冲买卖、套期保值 inno vati on 到期交易 spread 禾U差 prin cipal 本金定期支付存款议付定期存款银行同业货币市场swap掉期交易 eurob ond market 欧洲债券市场 euro note欧洲票据 Federal Reserve Ba nk (FRB) 联邦储备银行 un secured credit 无担保贷款 fixed term time deposit lead bank牵头银行 n eogotiable time de

11、posit in ter-ba nk money marketmedium term loa n 中期贷款 syn dicated credit 银团贷款merchant bank商业银行 portfolio man ageme nt 有价债券管理lease financing 租赁融资 n ote issura nee facility 票据发行安排bearer note 不记名票价 un derwrit ing facility 包销安排floati ng-rate n ote 浮动利率票据bond holder债券持持有者Lon don In terba nk Offered Rate(

12、LIBOR) 伦敦同业优惠利率back-up credit linepromissory n ote(P.N.p/n) revo Iving cerdit non in terest-beari ng reserves in terest rate con trols in terest rate ceili ng in terest rate floor破产 in solve ncy有偿还债务能力的solve nt合同 contract 汇率 excha nge rate 私营部门 private sector 财政管理机构fiscal authorities 宽松的财政政策slack fi

13、scal policy 税法 tax bill 财政 public finance 财政部 the Mi nistry of Finance 平衡预算 balaneed budget 继承税 in herita nee tax 货币主义者monetariest 增值税 VAT (value added tax) 收入 revenue 总需求 aggregate dema nd 货币化 mon etizati on 赤字 deficit 经济不景气recession a period whe n the economy of a country is not successful, bus in

14、 ess con diti ons are bad, in dustrial product ion and trade are at a low level and there is a lot of un employme nt 经济好转turnabout 复苏 recovery 成本推进型cost push 货币供应money supply 生产率 productivity 劳动力 labor force 实际工资real wages 成本推进式通货膨胀cost-push in flation 需求拉动式通货膨胀demand-pull inflation 双位数通货膨胀double- d

15、igit in flation 极度通货膨胀hyperinflation 长期通货膨胀chro nic in flation 治理通货膨胀to fight inflation 最终目标 ultimate goal 坏的影响 adverse effect 担保en sure 贴现 disco unt 萧条的sluggish 认购 subscribe to 支票帐户 checking account 货币控9工具 in strume nts of mon etry con trol借据 IOUs(l owe you) 本票 promissory no tes 货币总监 controller of

16、the currency 拖收系统 collection system 支票清算或结算 check clearing 资金划拨 transfer of funds 可以相信的证明credentials 改革 fashio n 被缠住entan gled 货币联盟 Mon etary Un io n 再购协议repo 精明的讨价还价交易 horse-tradi ng 欧元euro 公共债务 membership criteria 汇率机制REM 储备货币 reserve currency 劳动密集型labor-intensive 股票交易所bourse 竞争领先frontrun 牛市 bull

17、market 非凡的牛市a raging bull 规模经济 scale economcies 买方出价与卖方要价之间的差价 bid-ask spreads期货(股票)futures 经济商行 brokerage firm 回报率 rate of return 股票 equities 违约 default现金外流cash drains 经济人佣金brokerage fee 存款单 CD(certificate of deposit) 营业额turno ver资本市场 capital market布雷顿森林体系 The Bretton Woods System经常帐户 current accou

18、nt 套禾 U者 arbitrager远期汇率 forward exchange rate即期汇率spot rate实际利率 real interest rates 货币政策工具 tools of monetary policy 银行倒闭 bank failures跨国公司 MNC ( Multi-National Corporation)商业银行 commercial bank 商业票据 comercial paper利润profit本票，期票 promissory notes 监督 to mon itor佣金（经济人） commissi on brokers套期保值hedge有价证券平衡理

19、论 portfolio balanee theory 夕卜汇储备 foreign exehange reserves 固定汇率 fixed exehange rate 浮动汇率 floating/flexible exehange rate 货币选择权（期货） eurre ncy opti on套禾 U arbitrage 合约价 exereise priee 远期升水 forward premium 多头买升buying long 空头卖跌selling short 按市价订购股票market order 股票经纪人stoekbroker 国际货币基金the IMF 七国集团the G-7

20、监督 surveilla nee 同业拆借市场interbank market 可兑换性 eonvertibility 软通货 soft eurre ncy 限希 9 restrietio n 交易 transaction 充分需求 adequate dema nd 短期外债 short term external debt 汇率机制 exehange rate regime 直接标价direct quotes 资本流动性 mobility of capital 赤字 deficit 本国货币 domestic eurrency 夕卜汇交易市场 foreign exehange market

21、国际储备 international reserve 利率 in terest rate 资产assets 国际收支 balanee of payments 贸易差额 balanee of trade 繁荣boom 债券bond 资本 eaptial 资本支出 eaptial expenditures 商品 commodities商品交易所 commodity exehange 期货合同 commodity futures contract 普通股票com mon stock 联合大企业con glomerate 货币贬值 currency devaluation 通货紧缩deflation

22、折旧 depreciati on 贴现率 discount rate 归个人支配的收入 disposable pers onal in come 从业人员 employed person 汇率 excha nge rate 财政年度fiscal year 自 由企业 free enterprise 国民生产总值 gross antional product 库存 inven tory 劳动力人数labor force 债务 liabilities 市场经济 market economy 合并merger 货币收入money in come 跨国公司 Mult in atio nal Corpr

23、oation 个人收入 pers onal in come 优先股票 preferred stock 价格收益比率price-earning ratio 优惠贷款利率prime rate 利润profit 回扌报 return on inv estme nt 使货币升值revaluation 薪水salary 季节性调整 seasonal adjustment 关税tariff 失业人员 unemployed person 效用 utility 价值value 工资wages 工资价格螺旋上升 wage-price spiral 收益 yield补偿贸易 compensatory trade,

24、 compensated deal 储蓄银行saving banks 欧洲联盟 the European Union 单一的实体 a single entity 抵押贷款 mortgage lending 业主产权 owners equity 普通股 com mon stock 无形资产 intangible assets收益表 in come stateme nt营业开支 operating expenses行政开支 administrative expenses现金收支一览表 statement of cash flowpublic issue credit line intern ati

25、o nal bonds Eurocurre ncy贸易中的存货inventory 收益 proceeds 投资银行 investment bank 机构投资者 institutional investor 垄断兼并委员会MMC 招标发行 issue by tender 定向发行introduction 代销 offer for sale 直销 placi ng 公开发行 信贷额度 国际债券 欧洲货币 禾U差 in terest margin 以所借的钱作抵押所获之贷款leveraged loan 权利股发行rights issues净收入比例结合 net in come geari ng股票、

26、股权; 债券；证券行业词汇share, equity, stock bond, debe nture, debtsn egotiable share可流通股份;conv ertible bond可转换债券;treasury/gover nment bond国库券/政府债券；corporate bond企业债券;closed-e nd securities inv estme nt fund封闭式证券投资基金；ope n-end securities inv estme nt fund开放式证券投资基金；fund man ager基金经理/管理公司;fund custodia n bank基金托

27、管银行;market capitalizatio n市值;p/e ratiomark-to-market payme nt versus delivery市盈率;(price/earning) 逐日盯市;银券交付;cleari ng and settleme nt清算/结算；commodity/fi nan cial derivatives商品/金融衍生产品；put / call opti on看跌/看涨期权；margins, collateral保证金；rights issue/offeri ng配股；bonus share红股；divide nd红利/股息；ADR 美国存托凭证 / 存股证

28、(American Depository Receipt)GDR 全球存托凭证 / 存股证;(Global Depository Receipt)retail/private inv estor个人投资者/散户；in stituti onal in vestor机构投资者；broker/dealer券商；proprietary trad ing自营；in sider trad in g/deali ng内幕交易；market man ipulati on市场操纵；prospectus招股说明书；IPO 新股/ 初始公开发行;(Initial Public Offering)merger and

29、 acquisiti on收购兼并。会计与银行业务用语（汇总）汇款用语汇款 | 寄钱 to remit|to send money寄票供取款|支票支付 to send a cheque for payment 寄款人a remitter收款人a remittee汇票汇单用语国外汇票foreign Bill国内汇票in la nd Bill跟单汇票 documentary bill空头汇票 accommodation bill原始汇票original bill改写|换新票据renewed bill 即期汇票 sight bill| |bill on dema nd . days after da

30、te|. days after date . 日后付款. mon ths after date|. mon ths after date . 月后付款见票后. 日付款. days after sight|. days sight 见票后. 月付款. mon ths after sight|. mon ths sight 同组票据set of bills 单张汇票 sola of exchange|sole of exchange 远期汇票 usanee bill|bill at usanee 长期汇票long bill 短期汇票short bill 逾期汇票overdue bill 宽限日期d

31、ays of grace 电汇 telegraphic transfer (T.T)邮汇 postal order|postal note (Am.)|post office order|money order 本票 promissory n ote (P/N) 押汇负责书|押汇保证书letter of hypothecation 副保|抵押品|付属担保物collateral security 担保书 trust receipt|letter of in dem nity 承兑|认付acceptanee 单张承兑 general acceptanee 有条件承兑 qualified acceptanee 附条件认付 eonditional acceptanee 咅E分认付 partial acceptanee 拒付|退票dishonour 拒绝承兑而退票 dishonour by non-acceptanee 由于存款不足而退票 dihonour by non-payment 提交 prese ntati on 背书 en dorseme nt|i ndorseme nt 无记名背书 general endorsement|blank endorsement 记名式背书 special endorse