银行英语对话.docx

1、银行英语对话1 问答 DIALOGUEClerk: Hello, what can I do for you?（Yes?）职员：您好，请问您要办理什么业务？Customer: Please tell me my balance.顾客：请帮我查询一下帐户余额。职员：您讲慢些好吗？Clerk: please speak slowly.Clerk: Please write it down on the paper.职员：您用纸写下来好吗？Clerk: Yes, sir（miss）,wait a moment please.职员：好的，先生（小姐），请稍等。Clerk: Your balance a

2、t the bank is RMB 5,000.职员：您在本行的帐户余额是人民币5000元。Customer: My magcard does not work, please take a look.顾客：我的银行磁卡出现故障了，能帮我看一下吗？Clerk: No problem, the magcard is locked, show me your passport, I will help you out.职员：问题不大，您的银行磁卡被锁住了，请出示护照，输入密码就可以给您解开。Clerk: The magcard need more magnetism, it is ok now.职

3、员：您的银行磁卡需要加磁，现在加好了。Customer: I want to close my account with you.顾客：我想结束在你们这儿的帐户。Clerk: Please go to the number 6 counter.职员：请到6号柜台办理.Clerk: Please go to the open counter.职员：请到大厅开放式柜台办理。Clerk: Please take a seat over there for a moment; our client manager will help you.职员：请先在大厅休息一下，马上会有客户经理来帮助您。Cust

4、omer: I would like to, thanks.顾客：好的,谢谢。2 存款 DEPOSITClerk: How much cash do you plan to deposit in your account?职员：您有多少钱要存入呢？Customer: I want to deposit 300 yuan in my account.顾客：我想在我的户头上存300元。Customer: Please tell me the procedure for opening a savings account.顾客：请告诉我开个储蓄帐户需要什么手续。Clerk: Please fill

5、in the depositing form, the sum of money，your name, address and professional unit.职员：请填张存款单，写明数额、姓名，地址和工作单位。Clerk: Please fill in your name, the number of the certificate and your telephone.职员：请写上您的姓名、证件号码和联系方式。Clerk: Words and figures differ.职员：您填写的文字与数字不符。Clerk: Signatures differ.职员：您的签名有误。Clerk:

6、keep your receipt please.职员：请收好单据.Clerk: Here is your passbook. Please bring it back when you deposit or withdraw money any time you like.职员：这是您的存折，以后存取款时请带来。Clerk: Keep the passbook (magcard) well and inform us whenever you lose it.职员：请保管好存折（银行卡），若遗失请告诉我们。Customer: Thank you very much.顾客：非常感谢。Clerk

7、: Not at all.职员：不客气。3 取款 DRAW Clerk: yes?职员：您好.Customer: excuse me, Can you help me?顾客：对不起，能帮我个忙吗？Clerk: it is my pleasure. Please tell me what I can do for you.职员：很高兴为您效劳，请告诉我能为您做什么。Customer: I want to withdraw 8000RMB from my deposit account.顾客：我要从我的帐户支取8000元人民币。Clerk: Sorry, no sufficient balance

8、, the balance is 6000 RMB.职员：对不起，您户头中没有足够的余额，只有6000元。Customer: I want to withdraw5000 RMB.顾客：取5000 RMB好了。Customer: I want to draw 10，000-dollar and 30，000 RMB.顾客：我从卡上取1万美金和3万元人民币。Clerk: Please show me your passport。职员：请出示护照。Clerk: password please.职员：请输入密码。Clerk: please sign your name.职员：请签名。Clerk: p

9、lease check carefully.职员：请清点一下现金.Customer: Thank you very much.顾客：非常感谢。Clerk: Not at all.职员：不用谢。4兑换 EXCHANGECustomer: Can you change me some money, please?顾客：能否请你给我兑换一些钱？Clerk: What kind of currency do you want to change?职员：要换哪种货币？Customer: Please change some RMB from my U.S. dollars account.顾客：请帮我把

10、帐户里的美圆兑换一些人民币。Clerk: Please tell me how much you want to change.职员：请告诉我你要换多少。Customer: Please change 3000 RMB.顾客：我想兑换出3000人民币。Clerk: Take Cash or deposit in your card (passbook)?职员：请问您兑换后要取走人民币现金还是存入卡（折）里？Customer: Id like to take cash (deposit in the card).顾客：我想取现金。（我存到卡里）Customer: Whats the exchan

11、ge rate today?顾客：今天的兑换率是多少？Clerk: If youll wait a moment, the rates of exchange is about 1:8.职员：请等一会儿，美圆和人民币的兑换率是1：8左右。Customer: Id like to break this 100 RMB. Could you give me some small notes?顾客：请把这张100人民币换开，给我一些小票好吗？Clerk: How would you like it?职员：你要什么面额的？Customer: Three 20s, some 10s and 5s , p

12、lease.顾客：请给我3张20元和几张10元和5元的。Customer: Thanks a lot.顾客：非常感谢。Clerk: My pleasure.职员：不用谢。5收费 CHARGECustomer: Excuse me, I forget the password of my card.顾客：对不起，我忘记卡的密码了Clerk: Report loss of the magcard please.职员：请办理挂失手续费。Clerk: Do you remember the number of the magcard?职员：您的卡号是多少？ Clerk: Please pay 15 y

13、uan, includes 5 yuan cost and 10 yuan handling charge.职员：请支付15元，包含换卡工本费5元，挂失手续费10元。Customer: Do you charge for remit?顾客：汇款你们收手续费吗？Clerk: Yes, we do, 1% of the sum, from 1 yuan to 50 yuan.职员：是的，我们收手续费，我们按照1%金额收取，最低1元，最高50元）。Customer: I come for paying my telephone cost.顾客：我来交电话费。Clerk: Show me the nu

14、mber of the telephone.职员：您的电话号码是多少？Customer: I come for paying my gas cost.顾客：我要交煤气费。Customer: I come for paying my electricity cost.顾客：我要交电费。Clerk: Please show me your card。职员：请出示卡片。支票结算T: Hello! May I help you? 您好，您有事需要帮忙吗？C: Yes, I hope so. I need some more cash for my visit in China. May I cash

15、a travelers check here? 噢，是这样的。我需要些现金，在中国观光时使用。我能在这儿兑现旅行支票吗？T: Of course. Wed be happy cash it for you. 当然， 我很乐意为您兑现。C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates. 我原本打算在家旅馆兑现， 但我朋友说银行的兑现率通常有点高。What kind of account did you have in you

16、r mind?你想开哪种帐户? Do you like to open a current account?你想开一个活期存款帐户吗? A deposit or current account?定期还是活期? Please tell me how you would like to deposit your money.请告诉我你想存何种户头? Theres a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。 Our minimum deposit for a sav

17、ings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。 Five yuan is the minimum original deposit.最低起存款额是5元。 You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。 Even one yuan is all right.甚至一元也可以起存。 Here is your pasbook. Please bring it back when you deposit

18、 or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。 I should like to open a current account.我想开一个活期存款帐户。 I need a checking account so that I can pay my bill.我需开个支票帐户，这样就能付帐。 Wed like to know how we open a checking-savings account.我们想知道如

19、何开一个支票储蓄帐户。 I have a checking account here.我在这里有一个支票存款帐户。 I think Id like a deposit account.我想要开个定期存款帐户。 Can I open a current account here?我能否在这儿开个活期存款帐户？ I want to open a deposit account with you.我要开个储蓄帐户。 Id like to open a deposit account with you.我想在你们这儿开个定期存款帐户。 Could you tell me the difference

20、between a savings account and a checking account?请告诉我储蓄存款与支票存款的区别好吗？ Please tell me the procedure for opening a savings account.请告诉我开个储蓄帐户需要什么手续。 Will 100 yuan be enough for a minimum deposit?100元作最低存款额够吗？ Id like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道开

21、一个支票帐户200元存款是否够。 Could you tell me how to operate this account?请告诉我如何经管这个帐户好吗？ Is there any minimum for the first deposit?第一次储蓄有最低限额吗？ How much does each account cost?每个帐户要花多少钱？Useful Phrases current deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取join

22、t account 联名存款帐户to open an account 开户头银行英语口语存款 How much do you want to deposit with us?你想在我们这存多少？ How much do you wish to pay into your account?你希望在你的户头上存多少？How much money do you plan to keep in your account on a regular basis?你计划在你的户头上定期存放多少钱？How much cash do you plan to deposit in your account?你有多

23、少钱要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。Would you please fill in the depositing form, giving the sum of money youre to deposit as well as your name, address and professional unit?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？I wa

24、nt to deposit 300 yuan in my account.我想在我的户头上存300元。I want to deposit these cheques in my account.我想把这些支票存在我的户头上。Id like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元。I want to deposit my paycheck.我想存入我的工资支票。Id like to know whether I can cash a cheque here.我想知道我能否在这兑换支票。Will you please c

25、ash this travelers cheque?请兑现这张旅行支票好吗？Id like to cash this money order.我想兑现这张汇款单。I want to cash the balance of a travelers letter of credit.我要把旅行信用证的结余兑现。Will you please tell me whether you charge for cheques?请告诉我兑换支票收手续费吗？Could you tell me how much the checks cost?请告诉我这些支票要花多少钱？What if I overdraw?如

26、果透支了怎么办？Please sign your name on the bottom line if you want to cash the check.如果想兑支票，请在底线上签名。Please write your account number on the back of the check.请在支票背面写上你的帐号。We honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5元。Please endorse the cheque.请背签这张支票。The travelers checks cost 1.5%

27、 of the total amount of purchase.旅行支票手续费是购买总额的1.5%。Heres the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open.这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。Each cheque you write will cost 2 dollars.你每开一张支票将花2美圆。Us

28、eful Words and Phrases account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endors

29、er 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票travelers cheque 旅行支票cheque for transfer 转帐支票outstanding

30、cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandars note 庄票，银票银行英语口语取款、结余 Id like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款来支付天津购物的费用。I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200美圆。I want to close my account with you.我想结束在你们这儿的帐户。Id like to draw 100 yuan against this letter of credit.我想从这份信用证上提款100元。May I draw money against the letter of credit here?我可以在这儿用这份信用证取钱