1、自考英语二新版原文 Unit 6 The Value of MoneyUnit 6 The Value of MoneyA Famous Quote:Never spend your money before you have it.钱财未到手,绝不提前花。 Thomas Jefferson 托马斯. 杰斐逊 Thomas Jefferson (1743-1826), the third President of the United States and primary author of the Declaration of Independence.Text A Teaching Chi
2、ldren to Spend Pocket Money WiselyPre-reading Questions:1. Recall and describe how your parents allocated pocket money to you and how you spent it. 回忆并描述过去你父母是如何给你分配零花钱,你又是怎么花的。2. What influence does that way of giving pocket money have on kids finance management?家长给孩子零花钱的方式对于孩子的财务管理能力有什么影响?Unit 6 T
3、he Value of MoneyNew words1. stationery n. 文具同音词:stationary(静止的)2. fare n. 车费;船费;飞机票价 (fair)3. lump sum n. 一次总付的钱款4. recess n. 课间休息 ,5. allocate v. 拨(给);划(给);分配(给)6. overspend v. 花钱过多;比(预计的)花得多;超支注意over- / out-的区别:overeat outeatoverdo outdooversleep outliveoverweight outshine7. opt v. 选择;挑选optionopt
4、ional8. constraint n. 限制;限定;约束9. budget v. 谨慎花钱;把编入预算10. overindulge v. 过多地享用(尤指食物或饮料)11. short-sighted adj. 目光溜浅的;没有远见的12. mentality n. 心态;思想状况;思想方法13. sibling n. 兄;弟;姐;妹14. indulge v. 沉湎,沉迷,沉溺(于)15. rationing n. 定量配给政策;配给制16. principle n. 观念;(行动、思想的)理由,信条 同音词:principal 主要的,首要的17. unnecessarily adv
5、. 没必要地18. differentiate v. 区分;区别;辨别 differ different difference19. inculcate v. 反复灌输;谆谆教诲20. resist v. 忍住;抵挡 resistant resistance21. temptation n. 引诱;诱惑22. scheme n. 计划;方案;体系;体制23. formation n. 组成;形成24. kindergarten n. 幼儿园25. monthly adj. 按月结算的;有效期为一个月的 dailyweeklybiweeklymonthlyquarterlyyearlyPhras
6、es and Expressions1. on a daily basis 每日地2. result in 导致3. pay off 付清;偿清4. within ones means 量入为出5. standin good stead (需要时)对某人有用,对某人有利Teaching Children to Spend Pocket Money Wisely教孩子们理性地使用零花钱School-going children need pocket money for food, stationery and bus fares. Parents give pocket money to th
7、eir children in different ways. Some give a lump sum at the beginning of a month or a week. Others prefer to give pocket money on a daily basis. The way in which pocket money is given affects how money is spent or saved. On the other hand, the childrens spending habits may affect how pocket money is
8、 given.正上学的孩子们需要零花钱来买吃的、买文具,还有支付公交费用。父母们采用不同的方式来给予他们零花钱。有的父母会在月初或每周之初一次性给予孩子们一笔钱,有的更倾向于每天给一些。然而,零花钱的给予方式却影响着孩子们花钱或省钱的方式。另一方面,孩子们的消费习惯也会对父母给予零花钱的方式产生影响。Pocket money given on a daily basis(过去分词作定语) is sometimes termed as food money. Children usually use the pocket money to buy food during recess and a
9、lso at lunch hour if they have school activities in the afternoon. They learn how to manage small sums of money. As the money is limited, they have to control their spending. Some parents choose this method of allocating pocket money in order to(不定式作状语) prevent their children from overspending, hopi
10、ng that in time(将来,迟早)they can be trusted with(托付)larger sums of money. Parents who earn daily wages may also opt for this due to financial constraints. 按天来给零花钱有时被称作“零食钱”。下午有学校活动的孩子们通常会用这些零花钱在课间或午饭时间买些吃的东西。他们从中学到了如何管理好一小笔钱。因为钱的数目有限,他们只能有节制地花费。一些家长用这种方式给孩子零花钱,是为了防止他们的孩子过度消费,并期待日后可以放心地给孩子们一大笔钱来支配。按天领取
11、薪资的父母,由于经济拮据,也会选择这个方法。本部分重点及难点:1. The way in which pocket money is given affects how money is spent or saved.(1) the way (in which / that) sb. does sth. (参考Unit 2,Text A)the way (in which / that) sth. is done(2) 句子的主干是:The way affects how money is spent or saved.2. Pocket money given on a daily basi
12、s is sometimes termed as food money.(1) given on a daily basis 过去分词短语作定语(2) be termed as 被称为3. Some parents choose this method of allocating pocket money in order to prevent their children from overspending, hoping that in time they can be trusted with larger sums of money.(1) 句子的主干是Some parents cho
13、ose this method in order to prevent their children from overspending.prevent sb. from doing sth.与keep sb. from doing sth. 相同,但前者from可以省略,后者不能省略。(2) hoping that伴随状语,相当于in the hope that怀着的希望(3) in time: sooner or later, eventually 迟早,最后You will learn how to do it in time. 你迟早会能学会做这件事的。(4) trust with把托
14、付给 (参考Unit 3,Text B)Giving pocket money on a daily basis places responsibilities of budgeting on the parents, instead of the child. The child may spend every single cent of the daily pocket money by overindulging in junk food as they know they will get another sum of money the next day. This results
15、 in children being shortsighted in their spending. The thought of saving money never crossed their minds. (承上启下的句子) They may develop the mentality that money is meant to(被打算)be spent.(承上句)Others spend more than they are given. They borrow from their siblings or their classmates when they feel like(想
16、要;有感觉)indulging themselves. Then they may ask for money to pay off their debts. This habit of borrowing causes them to depend on others to solve their problems.(承上启下的句子)In such instances, the purpose of rationing(配给) is defeated.按日来给孩子们零花钱把预算的责任加在了父母身上,而没有锻炼到孩子。孩子可能会沉迷于垃圾食品而花光每一分钱,因为他们知道第二天又会得到一笔零花钱
17、。这导致孩子们养成了目光短浅的消费习惯。省钱的观念从来不会出现在他们的大脑中。他们可能会形成“钱就是用来花的”心态。有些孩子花的钱比得到的多。当他们想要放纵自己时,就会向兄弟姐妹或同学借钱。然后,他们再要钱来偿还这些债务。这种借钱的习惯造成孩子们在解决问题时依赖他人。从这些案例来看,定额分发零花钱的做法没有达到培养孩子理性花钱的目的。孩子们应该学会如何规划自己的钱。有些父母亲奉行“在实践中学习”这一理念,在月初一次性给孩子们一笔钱,结果到这个月的第三周时这笔钱便已经被花光了。本部分重点及难点:4. The child may spend every single cent of the dai
18、ly pocket money by overindulging in junk food as they know they will get another sum of money the next day. 孩子知道第二天还能得到一笔零花钱,因而会花光每一分钱,暴食垃圾食品。5. This habit of borrowing causes them to depend on others to solve their problems.(1) cause sb. to do sth.(2) depend / rely on sb. to do sth.注意depend的派生词:dep
19、endent (on/upon)dependence (on/upon)independent (of)Independence Day类似用法的结构:wait for sb. to do sth.call on sb. to do sth.look to sb. to do sth. / for sth. 指望某人做某事请认真答题,答题结果将记入知识点测评的成绩!【单选题】10. His complete _ on his parents made them very disappointed. He decided to encourage him to be _ of them.A in
20、dependent, dependentB independence, dependentC dependence, independenceD dependence, independent【答案】D【解析】本题考查depend的派生词。第一个空格作主语故需要填名词,第二个空格作表语,故需要填形容词,因此用B和D中选择,根据句意需选D。句意为他纯粹依靠父母使父母很失望,他们决定鼓励他独立于他们。【知识点】depend的派生词Children need to learn how to budget their money. Some parents go by the learning by
21、doing principle and give their children lump sums at the beginning of the month, and by the third week of the month their account is already dry. 孩子们应该学会如何规划自己的钱。有些父母亲奉行“在实践中学习”这一理念,在月初一次性给孩子们一笔钱,结果到这个月的第三周时这笔钱便已经被花光了。On the other hand, some learn to budget their pocket money very well and even have
22、 savings at the end of the month. They do not borrow money unnecessarily. In other words(=that is to say), they learn to spend within their means. The key to doing this is to differentiate between needs and wants. Buy the necessary first, and indulge ourselves only if there is money left. (承上启下的句子)
23、This habit, when inculcated(灌输)since young, stands them in good stead(对很有好处) when they start working and earning their own money. It enables them to resist the temptation of buy now and pay later schemes.(承上总结的句子)另一方面,有些孩子学会了如何规划自己的钱,做得很好,甚至月末还有结余。他们基本上不需要借钱。换句话说,他们学会了如何量入为出地花钱。要做到这一点,关键在于区分自己需要和想要的
24、东西。首先买必需的东西,倘若尚有结余,才可以买自己想要的。在孩子们幼年时就灌输给他们这样的理念,让他们养成习惯,这样当他们开始工作挣钱时会有很大的益处,能让他们抵挡住“先买后付”观念的诱惑。本部分重点及难点:6. The key to doing this is to differentiate between needs and wants. 做到这一点的关键是区分必须的和想要的。(1) the key to (doing) sth.(2) differentiate between A and B和differ from的不同: 前者意为区分A和B, 后者意为与不同注意同根词:differ
25、, A differs from B different A is different from Bdifference the difference between A and Bdifferentiate differentiate between A and B7. Buy the necessary first, and indulge ourselves only if there is money left.(1) only if 只有在的情况下注意区分if only 要是就好了 If only I were a free bird flying in the sky.(2) th
26、ere is money left. 钱有剩余。8. This habit, when inculcated since young, stands them in good stead when they start working and earning their own money. 当他们开始工作赚钱,年幼时受到谆谆教诲而养成的习惯就会使他们受益。(1) inculcate sth. in/into sb. / inculcate sb. with sth. 向某人灌输,用教育某人inculcate in young people a respect for the law = in
27、culcate young people with a respect for the law向年轻人反复灌输法制的思想(2) stand sb. in good stead: be beneficial to sb. 对很有好处补充:benefit-beneficialinfluence-influentialmystery-mysteriousmisery-miserable请认真答题,答题结果将记入知识点测评的成绩!【单选题】11. Im willing to lend you some money _ you promise you will repay me next week.A
28、otherwiseB unlessC only ifD if only【答案】C【解析】本题考查only if和if only的区别。only if是条件句的强调形式,意为只有在的情况下;if only 意为要是就好了,用于虚拟语气,故选C。句意为只要你承诺下周还我,我愿意借给你钱。【知识点】only if和if only的区别Formation of any habit starts at a tender age(幼年). There is no better way to teach children to manage money than to start with their po
29、cket money. They need to learn the importance of budgeting right from kindergarten days. It is a good idea to start with daily pocket money and move on to monthly pocket money.(承上启下的句子) When children learn to spend within their means, they are able to manage their finances well later in their lives.
30、任何习惯都是从幼年开始形成的。要教会孩子们学会理财的话,没什么能比得上让他们开始管理自己的零花钱这种方法好了。从幼儿园开始就需要让他们知道合理规划的重要性。从按天给过渡到按月给零花钱也是个不错的选择。当孩子们学会了如何量入为出地花钱时,他们就会管理好自己未来生活中的财产状况。本部分重点及难点:9. There is no better way to teach children to manage money than to start with their pocket money.否定词和比较级连用相当于最高级。本句相当于:To start with their pocket money
31、is the best way to teach children to manage money.再如:There is nothing better than having a cold drink on a hot summer afternoon.I cannot agree with you more.I cannot care less.His words cannot be more inspiring.请认真答题,答题结果将记入知识点测评的成绩!【单选题】12. I benefited a lot from his words. In fact, his words _.A encouraged no moreB couldnt be more encouragingC not more encouragingD couldnt be more encouragement【答案】B【解析】本题考查否定词+比较级。本句选择B,His words couldnt be more encouraging.相当于His words were the most encouraging.他的话太鼓舞人了。D选项中词性使用错误,应该用形容词encouraging而不是名词encouragement作表语。【知识点】否定
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