保险英语常用词汇.docx

1、保险英语常用词汇保险英语常用词汇insure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商（指专保水险的保险商）保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insu

2、redamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件PICC(PeoplesInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项risk险别toprovidetheinsurance为.提供保险leaflet说明书fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurance

3、rate保险费率表insuranceproceeds保险金（保险收入）insurancefreeof(from)particularaverage(FPA).平安险（单独海损不赔）insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(T

4、LO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainstst

5、rike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(ch

6、angeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险（

7、海运货物保险）AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险majormedicalinsurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsurance养老保险in

8、suranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附加保险费保险英语词汇Aabandonment委付abandonmentclause委付条款accident意外事故accountingperiod结算期actofgod不可抗力actualtotalloss实际全损actuarialmethod精算法actuary保

9、险精算师additionalpremium附加保险费additionalrisk附加险advanceprofit预期利润aggregatelimit累积限额aggregatedloss累积损失all-riskspolicy一切险保单antiselection逆选择applicant投保人application投保单approved承保assignmentclause转让条款average海损、海损分摊averageadjuster海损理算人averageclause共同海损分担条款保险英语词汇Bbalance所欠款项beneficiary受益人binder暂保单bindingslip暂保单br

10、eakageofpacking包装破碎险broker经纪人保险英语词汇Ccapacity承保能力captive自保公司captivepools自保组合cargodamageadjustment货损理算cargodamageinspection货损检验cargodamageprevention货损预防cargodamagereport货损报告cargodamagesurvey货损检查，货物损坏检验cargoinsurancepremium货物保险费cargoinsurancerate货物保险费率cargoinsurer货物承保人cargopolicy货物保单，货物保险单cargopremium货

11、运保险费，货物保险费cargounderwriter货物保险承保人（商），货险承保人，货物承保人cashloss现金赔款cashvalue现金价值catastrophe巨灾catastropheexcessofloss（CXL）巨灾超赔巨灾超赔分保categoriesofinsurance保险类别cedingcompany分出公司ceding(insurance)company分保公司ceding,retrocession(forreinsurance)分保certificateofcargodamage货损证明certificateofinsurance保险证明、保险凭证cessionlim

12、it分保限额ChinaInsuranceClause(CIC)中国保险条款claim索赔claimassessor索赔人claimsettlement理赔claim-prone容易出险claimsandarbitration索赔与仲裁claimsassistance理赔协助clashandbreakage碰损，破碎险cleancut结清方式coinsurance共保co-insurance共同保险co-insurancecompany共同保险公司combinedratio综合赔付率commencementandtermination起讫concurrentinsurance同时保险conseq

13、uentialloss(CL)后果损失constructivetotalloss推定全损contingentliquidity或有流动性continuedinsurance继续保险co-relatedrisks关联风险cover承保、责任额covernote保险证明书,承保单，保险证明covernote暂保单（证明同意承保的临时文件）coverage受保范围保险英语词汇Ddamage损坏赔偿金damagecargoclerk理残员，货损管理员damagecargolist货损单，残货单damagecertificate损坏证明书damageclaim损坏索赔damagedbyothercarg

14、o由其他货物损害damagedcargolist受损货物单damagedcargoreport受损货物报告书，货物损害报告deductibles免赔额depositpremium预付保费destroyed毁坏disbursementpolicy(船舶)驶费保险单dividendsystem红利制度doubleinsurance双保险dualvaluationclause双重价值条款保险英语词汇Eemployer业主Endorsement批单endorsement:签注endowmentinsurance养老保险endowmentpolicy人寿定期保险单eventlimit事件限额exgrat

15、iapayments通融赔款excessloss超额赔款excessoflosscover超额赔偿excessofloss（XL)超赔分保exclusion除外责任EXLprotection超赔保障exposedareas风险承受区域exposurerating风险评估extended-terminsurance过期保险extracharges额外费用extrapremium额外保险费extraneousrisks(additionalrisks)附加险保险英语词汇Ffacultativebusiness临分保facultativereinsurance临时分保faultliability过失

16、责任financialquotashares成数分保fineprint细则finiterisk有限制的风险finiterisktransfer有限风险转移floatingpolicy浮动保险单franchise(deductible)免赔额；免赔率freeofallaverage(FAA)全损赔偿freightinsurance运费保险freightpolicy运费保险单fullcoverage全额承保fullinsurance全额保险fullinsurancevalue足额保险价值fullliability全部责任保险英语词汇Ggeneralaverage（GA）共同海损graceperio

17、d宽限期grossnetpremiumincome（GNPI）总净保费收入groupinsurance团体保险guaranteeofinsurance保险担保书保险英语词汇Hhazard危险因素healthinsurance疾病保险，健康保险heavydamage严重破坏holisticrisktransfer整体风险转移hookdamage勾（钩）损险hourclause小时条款保险英语词汇IIBRNreserve已发生但未报的损失储备金，IBRN储备金importcargoinsurance进口货物保险increasedvalueclause增值条款increasedvalueinsura

18、nce增值保险increasingcoverage,extendingcoverage加保Incurredbutnotreportedlosses(IBRN)已发生但未报的损失indemnitylimit赔偿期限indemnityperiod赔偿期individuallosses单一损失industrialinsurance产业保险inflatedclaim超额索赔inherentnatureofcargo货物的固有性inherentvice内在缺陷inherentviceofcargo货物固有缺陷inspectionofcargo积货鉴定，货物检验，检查货物inspectionofcargo

19、GAorPA海损(单独海损或共同海损)鉴定inspectionondamagedcargo货物残损检验installmentinsurance分期付款保险InstituteCargoClauses协会货物（保险）条款insurability可保性insurance保险，保险费，保险金额insuranceact保险条例insuranceagainstrisk保险insuranceagent(s)保险代理，保险代理人insuranceamount保险金额保险额insuranceapplicant投保人insuranceassessor保险公估人insurancebroker保险经纪人insuran

20、cebusiness保险企业保险业insurancecapacity承保能力insurancecertificate保险凭证保险证书insuranceclaim保险索赔insuranceclause保险条款insurancecommission保险佣金insurancecompany保险公司insuranceconditions保险条件保险契约约定条款insurancecontract保险合同insurancecorporation保险公司insurancecoverage保险范围，保额insurancedeclarationsheet(bordereau)保险申报单(明细表)insuranc

21、edivision保险部insurancedocument保险单据insuranceexpense保险费insurancefond保险基金insuranceindustry保险业insuranceinstruction投保通知，投保须知insurancelaw保险法insuranceonlastsurvivor长寿保险insuranceperiod保险期限insurancepolicy保险单保单insurancepremium保险费insuranceproceeds保险金（保险收入）,保险赔偿金，保险赔款insurancerate保险费率表insurancesecuritization保险证券

22、化insuranceslip投保单投保申请书insurancesubject保险标的insurancetreaty保险合同insuranceunderwriter保险承保人insurancevalue(insuranceamount)保险金额insurant被保险人，受保人insure保险、投保、保证insured被保险人insuredamount保险金额insuredloss保险损失insuredproperty参保物业InsuredValue保险价值insurer保险人、保险公司，保险商insurer(underwriter)承保人、保险人investmentinsurance投资保险保险

23、英语词汇J-LJjettison投弃Llawofinsurance保险法lawoflargenumbers大数法则leaflet说明书lessexposed损失可能性小letterofguarantee保函，保证书liability责任liabilityinsurance责任保险licensebond执照保险lifeassured人寿保险投保人lifeexpectancy平均余命lifefund人寿保险基金lifeinsurance人寿保险lifeinsuranceactuary人寿保险精算师lifeinsurancereserve人寿保险责任准备金lifeTable生命表lightdamag

24、e轻度破坏limits投保限额lineslips分保条liquiditysupport提供流动资金Lloyd劳合社loading附加费loading人寿保险附加费lossadjuster损失理算人lossoccurrence损失发生lossoccurringbasis损失发生基础lossofprofit利损险lossparticipation分担损失lossratio损失率lossratio赔付率losssettlement损失赔付保险英语词汇Mmailcontractor承包商mainrisks主险maintenance保证期maliciousdamage恶意损害marineinsurance海上运输保险，水险marinelosses海损medicalinsurance医疗保险mortalitytables死亡率表（用于计算保险风险）multipleclaim多次（重复）索赔multipleinsurance重复保险mutualinsurance相互保险mutualinsurancecompany相互保险公司保险英语词汇NN