银行英语政策ppt.ppt

1、外汇兑换业务英文小结存款业务词汇现金 cash存入deposit帐号 account number储蓄账户 savings account重点句型Can a foreigner open a savings account?Can a foreigner open a savings account?外国人可以开立储蓄账户吗？外国人可以开立储蓄账户吗？Yes,of course.You should provide us your own Yes,of course.You should provide us your own ID card or your passport,that wil

2、l be done.ID card or your passport,that will be done.只要提供您本人的身份证或护照，就可以为您办理。只要提供您本人的身份证或护照，就可以为您办理。How much cash do you plan to deposit in your How much cash do you plan to deposit in your account?account?您计划在账户上存多少钱？您计划在账户上存多少钱？Opening an account is free of charge,but you Opening an account is free

3、 of charge,but you need to deposit at least 1 dollar as your initial need to deposit at least 1 dollar as your initial deposit.deposit.开户不要手续费，但至少得先存开户不要手续费，但至少得先存1 1元起存。元起存。办理取款withdrawal词汇取款单 drawing slip取钱 draw money密码 code number活期账户 current account/demand account定期存款 time deposit=fixed deposit办

4、理有关手续 undergo the formalities重点句型Im sorry,the code number entered does not coincide with the one you originally gave us.您输入密码与初始留存密码不符。What notes do you want your money.您需要什么面值的现金。Here is your card and money.Please check it.And sign your name on the drawing slip.这是您的卡和钱。请核对确认，并在取款单上签名。外汇牌价Foreign Ex

5、change Rate词汇：中间价 central paritycentral parity现汇买入价 buying rate forbuying rate for 现钞买入价 buying rate for us dollars in buying rate for us dollars in note/cashnote/cash现汇卖出价 selling rate forselling rate for 现钞卖出价 selling rate for cashselling rate for cash重点句型1 1、Whats your selling rate for USD in not

6、es today?Whats your selling rate for USD in notes today?今天美元的现钞卖出价是多少今天美元的现钞卖出价是多少 Our selling rate for notes is 670 Our selling rate for notes is 670 yuanyuan for 100 dollars.for 100 dollars.100 100美元的现钞卖出价是美元的现钞卖出价是670670元人民币。元人民币。2 2、What What is is the the exchange exchange/buying/buying rate ra

7、te for for us us dollars dollars into RMB?into RMB?美元的现汇买入价是多少美元的现汇买入价是多少?Its 668 RMB for 100 dollars at present.Its 668 RMB for 100 dollars at present.目前是目前是100100美元兑换美元兑换668668元人民币。元人民币。外币兑换词汇外币 foreign currency兑换水单 exchange memo汇率 exchange rate重点句型What currency would you like?There are only two W

8、hat currency would you like?There are only two kinds of foreign currencies in our bank.They are US kinds of foreign currencies in our bank.They are US Dollar and Hong Kong Dollar.Dollar and Hong Kong Dollar.您要兑换什么币种呢？我行目前只办理美元和港币。您要兑换什么币种呢？我行目前只办理美元和港币。I want to exchange some us dollars for RMB.I wa

9、nt to exchange some us dollars for RMB.我想把美元兑换成人民币。我想把美元兑换成人民币。Whats the amount youd like to change?Whats the amount youd like to change?您想兑换多少？您想兑换多少？外汇政策 Detailed Rules on Detailed Rules on Individual Foreign ExchangeIndividual Foreign Exchange 词汇境内个人 domestic individual 境外个人 overseas individual 年

10、度总额 an total annual quota 个人结售汇系统 the management information system 结汇 Foreign exchange sales 购汇 Foreign exchange purchases 常用政策解释对个人结汇和境内个人购汇实行年度总额管理。年度总额分别为每人每年等值5万美元。The total annual quota is equivalent to USD 50,000 per person each year.个人年度总额内的结汇和购汇，凭本人有效身份证件在银行办理。Foreign exchange sales and pur

11、chases within the total annual quota shall be dealt with at the banks upon the strength of valid personal identity certificates.境外个人经常项目合法人民币收入购汇及未用完的人民币兑回，按以下规定办理：在境内取得的经常项目合法人民币收入，凭本人有效身份证件和有交易额的相关证明材料（含税务凭证）办理购汇。His/her own valid identity certificate Relevant supporting documents(including tax re

12、turns)indicating the transaction amount.原兑换未用完的人民币兑回外汇，凭本人有效身份证件和原兑换水单办理，原兑换水单的兑回有效期为自兑换日起24个月 His/her own valid identity certificate Original exchange memo(the latter shall be valid for 24 months from the date of the exchange).境外个人经常项目外汇汇出境外，按以下规定在银行办理：外汇储蓄账户内外汇汇出，凭本人有效身份证件办理 When the remittance is

13、 made from a foreign exchange savings account,the individual shall handle it upon the strength of his/her valid identity certificate;手持外币现钞汇出，当日累计等值1万美元以下（含）的，凭本人有效身份证件办理.When the remittance is made with foreign cash When the remittance is made with foreign cash and the total daily amount is not mor

14、e than the and the total daily amount is not more than the equivalent of USD 10,000(including USD equivalent of USD 10,000(including USD 10,000),the individual shall handle it upon the 10,000),the individual shall handle it upon the strength of his/her valid identity certificate;strength of his/her

15、valid identity certificate;超过上述金额的，还应提供经海关签章的中华人民共和国海关进境旅客行李物品申报单或本人原存款银行外币现钞提取单据办理。If the amount is more than the above-mentioned If the amount is more than the above-mentioned quota,by presentingquota,by presentingv Declaration Form of the Peoples Republic of Declaration Form of the Peoples Republ

16、ic of China for Cross-Border Travelers Luggage with China for Cross-Border Travelers Luggage with the customs seal stamped thereon orthe customs seal stamped thereon orvOriginal banks documents for withdrawal of Original banks documents for withdrawal of foreign cash.foreign cash.外币现钞存取个人提取外币现钞当日累计等值1万美元以下（含）的，可以在银行直接办理；When an individual withdraws foreign cash not more When an individual withdraws foreign cash not more than the equivalent of USD 10,000(including USD than the equivalent of USD 1