银行考试常用英语词汇RZ.docx

1、银行考试常用英语词汇RZ银行考试常用英语词汇R-Z1. ransom 赎金2. rate of deposit turnover 存款周转率3. rate of depreciation 折旧率4. ratio of cash reserves to deposits 存款支付准备率5. ratio of cash reserves to deposits 存款支付准备率6. ratio of cash reserves to deposits 存款支付准备率7. ratio of doubtful loans to total loans 坏帐比率8. ratio of profit to

2、capital 收益同资本的比率9. rationing of exchange 外汇配售10. real estate 不动产11. real estate and personal property tax 不动产和动产税12. real estate brokerage services 不动产经纪业务13. real estate investment trust 不动产投资信托公司14. real estate loans 不动产贷款15. real estate mortgage 不动产抵押16. real estate mortgage bonds 不动产抵押债券17. real

3、 estate tax 不动产税18. reciprocal reinsurance 互惠互保19. red balance 赤字差额20. red balance 赤字差额21. red balance 赤字差额22. rediscount bank 再贴现银行23. rediscount policy 再贴现政策24. reexchange 回汇、退汇25. registration fee 注册费26. related documents 有关单据27. remit vt. 传寄，汇寄，送28. remittance bank 汇款银行29. remittance by draft 汇票

4、汇款30. remittance charges 汇费31. remittance n. 汇款32. remitter n. 汇款人33. remitting bank 汇出银行34. remitting bank 汇出行，汇款行35. remitting bank (= entrusting bank) 托收行36. repressed inflation 抑制性通货膨胀37. requesting bank 委托开证银行38. required reserve ratio 法定准备率39. reserve account 准备金帐户40. reserve deposit 准备存款41. r

5、eserve financing 累积融资42. reserve margin 准备金比率43. reserve ratio 法定存款准备金比率44. reserve requirements 法定存款准备金45. reserving bank 储备银行46. resistance 阻挡区47. resource tax 资源税48. restrictive lending policy 贷款紧缩政策49. restrictive monetary policy 紧缩通货膨胀50. retail transaction 零售交易51. retaliatory tariff 报复性关税52. r

6、evenue account 收入帐户53. reversal 反转54. revise the repay and condition 已定的细则55. rigged market 受操纵的市场56. right of pledge 质权57. risk (or risk-bearing) capital 承担风险的资本58. risk adjusted return 风险调整报酬率59. risk analysis 风险分析60. risk analysis 风险分析61. risk assets 冒风险的资产62. risk assets 风险资产63. risk decision 风险

7、性决策64. risk fund 风险基金65. risk guaranty 风险担保66. risk hedge 风险保值67. risk hedging instruments 风险保值工具68. risk losses 风险损失69. risk management 风险管理70. risk minimization 风险减至最小限度71. risk money （出纳员）短款补贴72. risk premium 风险补贴，风险溢价73. risk prevention 风险防范74. risk project 风险项目75. risk protection 风险保护76. risk r

8、atio 风险率77. risk transfer 风险转移78. risk transformation 风险转移79. risk/venture capital 风险资本80. risk-adjusted discount rate 风险调整折现率81. risk-covering insurance 风险保险82. risk-return characteristics 风险与收益特性83. risks contribution 风险分摊84. risk-taking company 风险企业85. risky cost 风险成本86. risky investment 风险投资87.

9、risky loans 有风险贷款88. risky reserve 风险储备89. risky revenue 风险收入90. run on a bank 银行挤兑91. safe deposit facilities 保险箱业务92. safety deposit boxes 保管箱93. sale and leaseback agreement 出售资产与回租安排94. sale of property 出售物业95. sales tax 销售税96. sales taxes 销售税97. salt tax 盐税98. saving account (S.A.) 储蓄帐户99. savi

10、ngs accounts 储蓄存款帐户100. savings and loan association 储蓄与放款合作协会101. savings and loan share accounts 储蓄贷款协会的股金券102. savings bank 储蓄银行103. savings deposit 储蓄存款104. scientific research unit bonus tax 科研单位奖金税105. screen (stocks) 选股106. securities brokerage services 证券经纪业务107. securities underwriting serv

11、ices 证券承销业务108. security bond 保付单109. security for an obligation 债权担保110. seek a market 寻求入市机会111. self-liquidated loans 自偿性商业贷款112. self-owned capital ratio 自有资本比率113. sell forward 远期卖出114. sellers risks 卖方风险115. selling bank 卖方银行116. selling risk 销售风险117. settlement 交割118. settlement price 结算价格119

12、. shifting risk 转嫁风险，转移风险120. shipping tonnage duty 船舶吨税121. short arbitrage 空头套利122. short position 空头123. short purchase 买空，空头补进124. short rate 短期汇率125. short seller 卖空者126. shortage of financial resources 财源短缺127. short-lived securities 短期有效证券128. short-term deposits 短期存款129. short-term funds 短期资

13、金130. shunting （美）套利、套汇131. side-work bank 兼业银行132. simple interest 单利133. single exchange rate 单一汇率134. sinking fund 偿债基金135. slack of finance 银根松缓136. slaughtering tax 屠宰税137. sliding peg （汇率）滑动钉住138. small business finance 中小企业融资139. small leases 小型租赁140. small-order automatic system 小额定单执行系统141.

14、 social security payments 支付社会保障金142. socialized medical insurance 社会医疗保险143. soft currency 软币144. solicitors fee 律师费145. source of finance 融资渠道146. special bank 特殊银行147. special consumption tax （special consumer tax）特别消费税148. special deposit 特种存款149. special finance 特别融资150. special fuel oil tax 烧油

15、特别税151. special regulation tax 专项调节税152. specialized foreign exchange bank 外汇专业银行153. specific insurance 特殊保险154. speculating risks 投机风险155. speculation 投机156. speculation in stock 股票投机157. speculation on foreign exchange 外汇投机158. spot and forward prices 即期与远期价格159. spot exchange 现汇160. spot exchang

16、e rate 单方面外汇买卖161. spot exchange transactions 即期外汇业务162. spot rate of exchange 即期外汇汇率163. spread 差额，利差，利润幅度164. spread between domestic and overseas int 国内外利润差额165. square position 差额轧平（未抵冲的外汇买卖余额的轧平状况）166. stagflation 滞胀167. stamp duty 印花税168. stamp tax 印花税169. state-owned enterprise bonus tax 国营企业

17、奖金税170. state-owned enterprise income tax 国营企业所得税171. state-owned enterprise regulation tax 国营企业调节税172. state-owned enterprise wages regulation 国营企业工资调节税173. status inquiry 信用状况调查174. sticky deal 棘手交易175. stock index futures 股票指数期货176. stock index futures contract 股票指数期货合约177. stock indexes 股票指数178.

18、 stock wrap 股市行情179. stockpile financing 储存融资180. stop-gap fund 临时通融资金181. strike price 协定价格182. subaccount 公帐户183. sublease 转租，分租184. subrogated right 代位求偿185. subscription 认股书186. subsidy account 补助金帐户187. sum-of-the-years digits method of depre年数总和折旧法188. sundry account 杂项帐户189. surrender of exch

19、ange 移存外汇190. surtax 附加税191. swap position 调期汇率头寸192. swap rate 掉期率193. swing 变动（幅度），摆动，涨落194. symmetry 对称195. syndicate leases 银团租赁196. synthetic financial futures position 综合金融期货头寸197. synthetic options 合成期权198. T/T (= Telegraphic Transfer) 电汇199. tariff 关税200. tax anticipation note (bill,bond) 预付

20、税金票据，先期缴税债券201. tax avoidance 避免202. tax base 征税基础203. tax code 税法204. tax collection 税收制度205. tax concession 赋税优惠206. tax credit leases 减税租赁207. tax evasion 逃税208. tax grades 征税级距209. tax holiday 免税期210. tax on transport 运输税211. tax relief 税收减免212. tax statutes 税收法213. taxable 可征税的，应纳税的214. taxing

21、power 税收能力，课税能力215. technology risk 技术风险216. telegraphic transfer (T/T) 电汇217. telephone transfers 电话转帐218. tell quel exchange rate 调整汇率219. tellers window (= teller station) 出纳窗口220. temporary bridging finance 临时融资221. tender bond 投标保证金222. tender n. 货币，投、招标，提供，偿付223. terms of loan 放款条件224. the add

22、itional insured 附加被保险人225. the capacity of a tax 税收负担226. the Construction Bank of China 中国建设银行227. the Gilts 金边债券228. the International Trust and Investment C中国国际信托投资公司229. the open interest 未结清权益230. the Peoples Bank of China 中国人民银行231. the rate structure of the tax 税率结构232. thrift encouragement 储

23、蓄鼓励233. tight market 旺市234. time lag 时滞235. time order 限时订单236. time-deposit accounts 定期存款帐户237. to be hedging 进行套做保值238. to defuse (attempted monopoly positions) 冲破（形成的市场垄断状况）239. total foreign exchange 外汇收支总额240. total FX portfolio 外汇投资总额241. total loss 全损242. total loss of part 部分全损243. total los

24、s only 全损赔偿险244. trade claim 商业索赔245. trade risk 交易风险246. trading pit 交易场247. transaction exposure 交易风险248. transactions costs 交易费用249. transfer n. 转让，划拨，转帐250. transfer to reserve account 转到准备金帐户251. transferable money 可转帐货币252. translation exposure 转换风险253. transmitting bank 转证银行254. transnational

25、 leases 跨国租赁255. travellers letter of credit 旅行信用证256. trust bank 信托银行257. trust fund 信托基金258. trust leases 信托租赁259. trust services 信托业务260. trustee bank 受托银行261. turnover of account receivable 应收帐款周转率262. turnover ratio of working capital 流动资本周转率263. two-tier exchange rate 双重汇率264. ultimate borrowe

26、r 最终借款人265. ultra-cheap money policy 超低息政策266. unbalance finance 赤字财政267. uncovered interest arbitrage 未担保利率套利268. underinsurance 保险不足269. underinsured 保额不足270. underlying securities 标的证券271. undertaking unit bonus tax 事业单位奖金税272. underwriter 承销商273. underwriter 保险承受人274. underwriting 承保275. underwr

27、iting account 保险帐户276. underwriting limit 承保限额277. underwriting profit 承保利益278. unemployed capital 游资279. unexpired insurance 未过期保险280. uninscribed deposit 不记名存款281. unissued stock 未发行股票282. unlimited guarantee 无限责任担保283. unwind a trade 清理交易284. up-front fee 预付费用，先期费用285. urban house and land tax 市房

28、地产税286. urban maintenance and construction tax 城市维护建设税287. V.A.T(Value Added Tax) 增值税288. value added tax 增值税289. value date 起息日290. valuer 估价行291. variation margin 盈亏保证金，变动保证292. vehicle and vessel licence use tax 车船使用牌照税293. vehicle and vessel use tax 车船使用税294. Visa card 维萨卡295. volatile 易变的，不稳定的2

29、96. volatile market 不稳定的市场行情297. voluntary conveyance 无偿转让298. voluntary savings 自愿储蓄299. warehousing 非法回购300. warrant money 保证金301. weak market 弱市302. withdrawal from circulation （货币）回笼303. withdrawal of bank notes 钞票回笼304. withdrawal of funds 资金回收305. withholding income tax 预提所得税306. withholding tax 预提税307. working balance 周转余额，往来余额308. working budget 流动预算，经营预算，周转预算，业务预算309. world bank 世界银行310. write 签发，签署，承保，编写311. zero-sum game 一方得益引起另一方相应受损的游戏；零和竞赛