保险专业英语常用词汇大全.docx

1、保险专业英语常用词汇大全acceptance policy 核保政策 accounting period 结算期 aggregate limit 累积限额 aggregated loss 累积损失 antiselection 逆选择ART (Alternative Risk Transfer 新型风险转移 balance 所欠款项 barrages 堰坝 captive pools 自保组合 catastrophe risk 巨灾风险 ceiding company 分出公司 cession limit 分保限额 claim-prone 容易出险 claims assistance 理赔协助

2、clean cut 结清方式 coinsurance 共保 commencement and termination 起讫 cover 承保 cover 责任额 deposit premium 预付保费 destroyed 毁坏 earth caves 土坏房屋 EPAevent limit 事件限额 ex gratia payments 通融赔款 excess loss 超额赔款 exclusion 除外责任 exposed areas 风险承受区域 facultative reinsurance 临时分保 fault zone 断层区 finite risk 有限制的风险 flash fl

3、oods 骤发洪水 flooding of rivers 洪水泛滥 frame structure 框架结构 full coverage 全额承保 full insurance value 足额保险价值 full liability 全部责任 Geophysics Institute 地球物理研究所 GNPI 总净保费收入 hailstorm 雹暴 heavy damage 严重破坏 hollow brick wall 空斗砖结构 hour clause 小时条款 hurricane 飓风 individual losses 单一损失 insurability 可保性 insured loss

4、es 保险损失 intensity 烈度 layering 层次 less exposed 损失可能性小 liability 责任 light damage 轻度破坏 line slips 分保条 loading 附加费 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss participation 分担损失 loss settlement 损失赔付 magnitude 震级 malicious damage 恶意损害 moderate damage 中度破坏 multi-story building 多层建建筑 Munich Re 慕尼

5、黑再 net retained lines 净自留额 net retained losses 损失净自赔额 no profit commission 无纯益风险 non-proportional reinsurance 非比例再保险 notification 告知 object 标的 obligatory reinsurance 固定分保 original deductibles 原始免赔额 original rate 原始费率 paid-up capital 已付资本 peak accelerator 峰值加速度 peril 危险 PICC Re 中保再 placement 安排 PML 可

6、能最大损失 policyholder 保单持有者 pool 共保组合 portfolio entry 未满期责任的出帐 portfolio outgo 未满期责任的入帐 premium 保费 previous losses 既往损失 priority 分保自留额 priority 自付责任 3保险英语词汇表proportional reinsurance 比例再保险 rainstorm 雨暴 rating 费率 reinforced concrete building 钢筋混凝土建筑 reinstatement 恢复保额 reinsured 分出公司 reinsurer 再保险人 retent

7、ion 自留额 retention areas 滞洪区 return period 重现期 revoke license 吊销营业执照 seaquake 海震 second event cover 第二事件承保 securitization 证券化 seismic demage 震害 set-off 抵销 shear wall structure 剪力墙结构 single 险位超赔 spread loss 分散风险 stop loss 赔付率超赔 storm surges 风暴潮 susceptibility of goods to water 易受水浸性 tarrif 费率表 TG 拐点周期

8、 tidal wave 海啸 topographic map 地形图 tornado 龙卷风 total sum insured 总保额 treaty-limits 合约限额 tube structure 筒体结构 underwriting policy 承保政策 windstorm 风暴 2保险英语词汇翻译hour clause 小时条款 hurricane 飓风 individual losses 单一损失 insurability 可保性 insured losses 保险损失 intensity 烈度 layering 层次 less exposed 损失可能性小 liability

9、责任 light damage 轻度破坏 line slips 分保条 loading 附加费 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss participation 分担损失 loss settlement 损失赔付 magnitude 震级 malicious damage 恶意损害 moderate damage 中度破坏 multi-story building 多层建建筑 Munich Re 慕尼黑再 net retained lines 净自留额 net retained losses 损失净自赔额 no profit

10、 commission 无纯益风险 non-proportional reinsurance 非比例再保险 notification 告知 object 标的 obligatory reinsurance 固定分保 original deductibles 原始免赔额 original rate 原始费率 paid-up capital 已付资本 peak accelerator 峰值加速度 peril 危险 PICC Re 中保再 placement 安排 PML 可能最大损失 policyholder 保单持有者 pool 共保组合 portfolio entry 未满期责任的出帐 por

11、tfolio outgo 未满期责任的入帐 premium 保费 previous losses 既往损失 priority 分保自留额 priority 自付责任 3保险词汇翻译proportional reinsurance 比例再保险 rainstorm 雨暴 rating 费率 reinforced concrete building 钢筋混凝土建筑 reinstatement 恢复保额 reinsured 分出公司 reinsurer 再保险人 retention 自留额 retention areas 滞洪区 return period 重现期 revoke license 吊销营

12、业执照 seaquake 海震 second event cover 第二事件承保 securitization 证券化 seismic demage 震害 set-off 抵销 shear wall structure 剪力墙结构 single 险位超赔 spread loss 分散风险 stop loss 赔付率超赔 storm surges 风暴潮 susceptibility of goods to water 易受水浸性 tarrif 费率表 TG 拐点周期 tidal wave 海啸 topographic map 地形图 tornado 龙卷风 total sum insured

13、 总保额 treaty-limits 合约限额 tube structure 筒体结构 underwriting policy 承保政策 windstorm 风暴保险Insurance保险法LawofInsurance保险公司InsuranceCompany保险合同InsuranceContract保险单Policy保险条款InsuranceClauses保险标的InsuranceSubject保险金额InsuredAmount保险期限InsurancePeriod保险费InsurancePremium保险人Insurer被保险人Insured保险代理人InsuranceAgent保险经纪人I

14、nsuranceBroker财产保险PropertyInsurance产品责任保险ProductLiabilityInsurance劳工保险和雇主责任保险WorkersCompensationandEmployerLiabilityInsurance年金保险AnnuitiesInsurance人寿保险LifeInsurance两全保险EndowmentAssurance现金价值CashValue终身寿险WholeLifeInsurance再保险Reinsurance保险基本英语术语累积结余 (accumulated value)全险 (all risks) 年金 (annuity)比例计算法

15、(average)比例分担条文 (average condition)受益人 (beneficiary)改善 (betterment)盗窃罪 (burglary)现金价值 (cash value)保险凭证 (certificate of insurance)赔偿 (claim)损害赔偿合约 (contract of indemnity)间接损失 (consequential loss)分摊 (contribution)互有疏忽 (contributory negligence)参与供款计划 (contributory plan)可转换定期寿险 (convertible term insuran

16、ce)冷静期 (cooling-off period)保障范围 (cover)承保单(附条文收据)(cover note (conditional receipt)客户保障声明书 (customer protection declaration form)递减定期寿险 (decreasing term insurance)自付额/免赔额 (deductible)界定福利计划 (defined benefit plan)重复补偿 (double indemnity)批单 (endorsements)储蓄保险 (endowment insurance)不受保项目 (exceptions)自付额 (

17、excess)不受保项目 (exclusion)见 exclusions起赔额（率） (franchise)不可争议条款 (incontestability provision)可保权益 (insurable interest)中间人 (intermediary)儿童保险单 (juvenile insurance policy)定额定期寿险 (level term insurance)雇员征费 (levy)有限责任 (limits of liability)理赔师 (loss adjuster)恶意破坏 (malicious damage)重大转变 (material changes)重要事实

18、 (material fact)期满 (maturity)期满日 (maturity date)指定风险保险 (named peril policy)疏忽 (negligence)缴清保单 (paid-up policy)终身寿险 (permanent life insurance)个人责任 (personal liability)保单 (policy)保单附加条款 (policy rider)保单现金提取条款 (policy withdrawal provision)保费 (premium)第一受益人 (primary beneficiary)公众责任 (public liability)附

19、加保障 (rider)标准风险 (standard risks)次标准风险 (substandard risks)自杀不保条款 (suicide exclusion provision)投保额 (sum insured)退保手续费 (surrender charge)定期寿险 (term life insurance)第三者 (third party)第三者责任 (third party liability / public liability)完全及永久伤残 (total and permanent disability)投保不足 (under-insurance)核保人 (underwri

20、ters)核保 (underwriting)最高诚信 (utmost good faith)投资人寿保险 (variable life insurance)无效 (void)保费豁免/伤残权益 (waiver of premium for disability benefit)保费豁免/支付*益 (waiver of premium for payer benefit)终身寿险 (whole life insurance)每年续保定期计划 (yearly renewable term)Insurance Policy (or Certificate)保险单（或凭证）1.Risks & Cove

21、rage险别(1)free from particular average (2)with particular average (W.A.)水渍险（基本险）(3)all risk一切险（综合险）(4)total loss only (5)war risk战争险(6)cargo(extended cover)clauses货物（扩展）条款(7)additional risk附加险(8)from warehouse to warehouse clauses仓至仓条款(9)theft,pilferage and nondelivery (10)rain fresh water damage淡水雨淋

22、险(11)risk of shortage短量险(12)risk of contamination沾污险(13)risk of leakage渗漏险(14)risk of clashing & breakage碰损破碎险(15)risk of odour串味险(16)damage caused by sweating and/or heating受潮受热险(17)hook damage钩损险(18)loss and/or damage caused by breakage of packing包装破裂险(19)risk of rusting锈损险(20)risk of mould发霉险(21)

23、strike, riots and civil commotion (22)risk of spontaneous combustion自燃险(23)deterioration risk腐烂变质险(24)inherent vice risk内在缺陷险(25)risk of natural loss or normal loss途耗或自然损耗险(26)special additional risk特别附加险(27)failure to delivery交货不到险(28)import duty进口关税险(29)on deck仓面险(30)rejection拒收险(31)aflatoxin黄曲霉素险

24、(32)fire risk extension clause-for storage of cargo at destination Hong Kong, including Kowloon, or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk海关检验险(34)survey at jetty risk码头检验险(35)institute war risk学会战争险(36)overland transportation risks陆运险(37)overland transportation all risks陆运综合险(3

25、8)air transportation risk航空运输险(39)air transportation all risk航空运输综合险(40)air transportation war risk航空运输战争险(41)parcel post risk邮包险(42)parcel post all risk邮包综合险(43)parcel post war risk邮包战争险(44)investment insurance(political risks)投资保险（政治风险）(45)property insurance财产保险 (46)erection all risks安装工程一切险(47)co

26、ntractors all risks建筑工程一切险金融英语（fect）：保险业英文术语(二)2.the stipulations for insurance保险条款 (1)marine insurance policy海运保险单(2)specific policy单独保险单(3)voyage policy航程保险单(4)time policy期限保险单(5)floating policy (or open policy)流动保险单(6)ocean marine cargo clauses海洋运输货物保险条款(7)ocean marine insurance clauses (frozen p

27、roducts)海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk)海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks)陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses (frozen products)陆上运输冷藏货物保险条款(12)air transportati

28、on cargo insurance clauses航空运输货物保险条款(13)air transportation cargo war risk clauses航空运输货物战争险条款(14)parcel post insurance clauses邮包保险条款(15)parcel post war risk insurance clauses邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)risks clauses of the subject to (

29、18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the Peoples Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付（无免赔率）(19)insurance policy or certi