保险基术语中英对照.doc

1、保险基术语中英对照【 A 】Abandonment 见委付 / Actual Total Loss 见实际全损 / All Risks 见一切险 Annuities Insurance 见年金保险 / Applicant 见投保人 / Application 见投保单 Automatic Premium Loan 见自动垫交保险费贷款 / Approved 见承保 安装工程一切险（Erection All Risks Insurance）【 B 】Beneficiary 见受益人 / Binder, Binding Slip 见暂保单 / 保险（Insurance）保险法（Law of Ins

2、urance）/ 保险基金(Insurance Fond）/ 保险公司（Insurance Company）保险保障基金(Insurance Protection Fond）/ 保险合同（Insurance Contract）/ 保险单（Policy）保险凭证（Insurance Certificate）/ 保险条款（Insurance Clauses）/ 保险标的（Insurance Subject）保险金额（Insured Amount）/ 保险价值（Insured Value）/ 保险期限（Insurance Period）保险费（Insurance Premium）/ 保险费率（Pre

3、mium Rate）/ 保险人（Insurer）保险代理人（Insurance Agent）/ 保险经纪人（Insurance Broker）/ 被保险人（Insured）保险公估人（Insurance Assessor）/ 补偿原则（Principle of Compensation）不定值保险（Unvalued Insurance）【 C 】Cash Loss 见现金赔款 / Cash Value 见现金价值 / Co-insurance 见共同保险 Constructive Total Loss 见推定全损 / 纯粹危险（Pure Risk）/ 偿付能力（Solvency）重复保险（Mu

4、ltiple Insurance）/ 重置价值保险（Reinstatement Value Insurance）承保（Approved，To Cover）/ 财产保险（Property Insurance）产品质量保证保险（Product Quality Bond Insurance） 产品责任保险（Product Liability Insurance）【 D 】Dividend System 见红利制度 / Dual Valuation Clause 见双重价值条款 大数法则（Law of Large Numbers）/ 代位求偿权（Subrogation Right）定值保险（Value

5、d Insurance）/ 第一损失保险（First Loss Insurance）盗窃保险（theft insurance）/ 定期寿险（Term Insurance）定期生存保险（Pure Endowments）【 E 】Endowment Assurance 见生死两全保险 / Endorsement 见批单 Extraneous Risks 见附加险 / Erection All Risks Insurance 见安装工程一切险Excess of Loss Ratio Reinsurance 见超率赔款再保险 / Extra Charges 见额外费用Excess of Loss Re

6、insurance 见超额赔款再保险【 F 】Facultative Reinsurance 见临时再保险 / Fidelity Bond 见忠诚保证保险 Fire Insurance 见火灾保险 / First Loss Insurance 见第一损失保险 Free from Particular Average 见平安险 / Freight Insurance 见运费保险 飞机保险（Aircraft insurance）/ 复效（Reinstate）【 G 】Grace Period 见宽限期 / Group Life Accident Insurance 见团体人身意外伤害保险Group

7、 Life Insurance 见团体人身保险 / 过失责任（fault liability）公众责任保险（Public Liability Insurance）【 H 】Hazard 见危险因素 / Health Insurance 见疾病保险 / Hull Insurance 见船舶保险）【 I 】Increased Value Clause见“增值条款” / Increased Value Insurance见“增值保险”Inherent Vice见“内在缺陷” / Insurance Amount见“保险金额” / Insured见“被保险人”Insurance Certificate

8、见“保险凭证” / Insurance Clauses见“保险条款”Insurance Fund见“保险基金” / Insurance Period见“保险期限”【 J 】Joint Life Insurance见“联合人寿保险” / 近因（Proximate Cause）/ 救助费用（Salvage Charge）家庭财产保险（Property Insurance for Home）【 L 】利润损失险（Profit Loss Insurance）/ 劳工保险和雇主责任保险（Workers Compensation and Employer Liability Insurance）【 M 】

9、Marine Insurance见“海上保险” / Multiple Insurance见“重复保险”【 N 】Natural Premium见“自然纯保费”【 O 】Outstanding Loss Reserve见“未决赔款准备金”【 P 】Peril见“危险事故” / Personal Pension Annuities见“退休年金保险” / Pure Risk见“纯粹危险”Personal Insurance见“人身保险” / 平均余命（Life Expectancy）Property Insurance for Enterprise见“企业财产保险”Property Insuranc

10、e for Home见“家庭财产保险”Protection and Indemnity Insurance见“保障与赔偿责任保险”Pure Endowments见“定期生存保险” / 平安险（Free from Particular Average）【 R 】Reinstatement Value Insurance见“重置价值保险” / Reinsurance见“再保险”Risk Management见“危险管理” / Risk Unit见“危险单位” / 人寿保险（Life Insurance）人身意外伤害保险（Life Accident Insurance）/ 人寿保险精算师（Life

11、Insurance Actuary）人寿保险责任准备金（Life Insurance Reserve）【 S 】双重价值条款(Dual Valuation Clause) / 损失率（Loss Ratio）/ 索赔（Claim）施救费用（Sue and Labor Expenses）/ 生死两全保险（Endowment Assurance）生命表（Life Table）【 T 】Term Insurance见“定期寿险” /退保（To Cancel） / 投保单（Application）投保人（Applicant）/ 退休年金保险（Personal Pension Annuities）团体人身

12、保险（Group Life Insurance）/团体人身意外伤害保险（Group Life Accident Insurance）【 U 】Unearned Premium Reserve见“未到期责任准备金” / Unvalued Insurance见“不定值保险”Utmost Good Faith见“最大诚信”【 V 】Valued Insurance见“定值保险”【 W 】Waiver and Estelle见“弃权与禁止反言” / Whole Life Insurance见“终身寿险”【 X 】信用保险(Credit Insurance) / 现金价值（Cash Value）/ 现金

13、赔款（Cash Loss）【 Y 】一切险（all risks)【 Z 】增值条款(increased value clause) / 增值保险(Increased Value Insurance) / 主险(main risks) 自然纯保费（Natural Premium）/ 自动垫交保险费贷款（Automatic Premium Loan）自杀条款（Suicide Clauses）保险专业词汇insure保险；投保；保证；/ insurance保险；保险费；保险金额； insurance company保险公司；/ underwriters保险商（指专保水险的保险商）保险承运人； ins

14、urer保险人；/ insurance broker保险经纪人；/ insurance underwriter 保险承保人； insurance applicant投保人；/ insurant, the insured被保险人，受保人； to cover (effect, arrange, take out) insurance 投保；/ insurance business保险企业；insurance coverage; risks covered 保险范围 / insurance slip投保单； insured amount保险金额； / insurance against risk保险

15、； / insurance clause保险条款； insurance instruction投保通知；/ insurance conditions保险条件/ risk险别；PICC (Peoples Insurance Company of China)中国人民保险公司；risk insured, risk covered承保险项；/ to provide the insurance 为.提供保险；leaflet说明书；/ fine print 细则；/ insurance expense保险费；/ premium rate保险费率；premium保险费；/ insurance rate保险费率表；/ insurance proceeds保险金（保险收入）；insurance free of (from) particular average (FPA) 平安险（单独海损不赔）；insurance with particular average (WPA), basic risks, insurance against all r