银行英语术语大全Word格式文档下载.docx

1、slack of finance 银根松缓stagflation 滞胀demand pull inflation 需求拉动通货膨胀demand shift inflation 需求变动型通货膨胀latent inflation 潜在的通货膨胀inflationary spiral 螺旋式上升的通货膨胀neutrality of the central bank 中央银行的中立性counter-inflation policy 反通货膨胀对策open market policy 公开市场政策deficit-covering finance 赤字财政fiscal and monetary poli

2、cy 财政金融政策harmony of fiscal and monetary policies 财政政策和金融政策的协调interest rate policy 利率政策monetary device 金融调节手段monetary action 金融措施measures for monetary ease 金融缓和措施easy credit 放松信贷monetary and credit control 货币信用管理deficit covering 弥补赤字restrictive lending policy 贷款紧缩政策over-loan position 贷款超额credit expan

3、sion 信用扩张credit control instrument 信用调节手段credit control 信用控制restrictive monetary policy 紧缩通货膨胀credit extending policy 融资方针ultra-cheap money policy 超低息政策financial transaction 金融业务monetary market 金融市场financial unrest 金融动荡financial crisis 金融危机financial system 金融体系financial world 金融界policy of discount w

4、indow 窗口指导政策open market operation 公开市场业务accrued bond interest 应计债券利息accrued dividend 应计股利active securities 热头股票，活跃的证券baby bond 小额债券bear operation 卖空行为black market 黑市black money 黑钱bond fund 债券基金call for funds 控股、集资call market 活期存款市场capital market 信贷市场、资本市场capital resources 资本来源capital surplus 资本盈余cap

5、ital transfer 资本转移capital turnover rate 资本周转率cash audit 现金审核cash basis 现金制cash basis accounting 现金收付会计制cash budget 现金预算cash flow 资金流动cash holdings 库存现金cash payment 现金支付cash position 头寸cash resources （reserves） 现金准备common fund 共同基金common trust fund 共同信托基金current fund 流动基金deposit turnover 存款周转率derived

6、 deposit 派生存款designated currency 指定货币discount market 贴现市场discounted cash flow 净现金量due from other funds 应收其他基金款due to other funds 应付其他基金款equalization fund （外汇）平衡基金farm subsidies 农产品补贴fund 资金、基金fund account 基金帐户fund allocation 基金分配fund appropriation 基金拨款fund balance 基金结存款fund for relief 救济基金fund for s

7、pecial use 专用基金fund in trust 信托基金fund liability 基金负债fund obligation 基金负担fund raising 基金筹措funds statement 资金表general fund 普通基金gross cash flow 现金总流量hedge fund 套利基金hoarded money 储存的货币legal tender 法定货币monetary aggregates 货币流通额monetary area 货币区monetary assets 货币性资产monetary base 货币基础monetary circulation 货

8、币流通monetary ease 银根松动monetary stringency 银根紧monetary unit 货币单位money collector 收款人money credit 货币信用money down 付现款money equivalent 货币等价money-flow analysis 货币流量分析near money 准货币neutral money 中介货币provident fund 准备基金public audit 公开审计public money 公款short-term funds 短期资金sinking fund 偿债基金soft currency 软币subs

9、idy account 补助金帐户transfer to reserve account 转到准备金帐户transferable money 可转帐货币trust bank 信托银行trust fund 信托基金withdrawal from circulation （货币）回笼withdrawal of bank notes 钞票回笼withdrawal of funds 资金回收bankers bank 中央银行banks with business dealing with the central bank 中央银行的往来银行foreign banks 外国银行local bank 地方

10、银行overseas branches 国外分行foreign correspondent 国外代理银行nationalized bank 国有化银行national bank 国家银行bank of the government 政府的银行city bank 城市银行credit union 信用合作社operating bank 营业银行consortium bank 银团银行ordinary bank 普通银行our bank 开户银行establishing bank 开证银行intermediary bank 中间银行certifying bank 付款保证银行paying bank

11、 付款银行appointed bank 外汇指定银行correspondent 代理行main bank 主要银行remitting bank 汇出银行Giro bank 汇划银行remittance bank 汇款银行negotiating bank 议付银行issue bank 发行银行bank of deposit 存款银行rediscount bank 再贴现银行agent for collection 托收代理银行collecting bank 托收银行mortgage bank 抵押银行selling bank 卖方银行requesting bank 委托开证银行transmitt

12、ing bank 转证银行trustee bank 受托银行domestic correspondent 国内通汇银行loan bank 放款银行accepting bank 承兑银行confirming bank 保兑银行discounting bank 贴现银行creditor bank 债权银行debtor bank 借方银行advising bank 通知银行acceptance bank 票据承兑行clearing bank 清算银行presenting bank 提示银行affiliated bank 联行long-term credit bank 长期信用银行specialize

13、d foreign exchange bank 外汇专业银行member bank 会员银行fringe bank 边缘银行export and import bank 进出口银行managing bank of a syndicate 财团的经理银行non-member bank 非会员银行credit bank 信贷银行chartered bank 特许银行special bank 特殊银行side-work bank 兼业银行overseas bank 海外银行popularity bank 庶民银行s association 银行协会infrastructure bank 基本建设投资

14、银行reserving bank 储备银行savings bank 储蓄银行multinational bank 跨国银行world bank 世界银行Asian Development Fund （ADB） 亚洲开发银行Euro-bank 欧洲银行International Investment Bank （IIB） 国际投资银行interest subsidy 利息补贴interest restriction 利息限制legal interest 法定利息public deposit 政府存款derivative deposit 派生存款special deposit 特种存款reserv

15、e deposit 准备存款bank deposit 银行存款reserve account 准备金帐户Bank of Communications 交通银行Development Bank 开发银行the Construction Bank of China 中国建设银行the Peoples Bank of China 中国人民银行Industrial and Commercial Bank of China 中国工商银行Agricultural Bank of China 中国农业银行China Investment Bank 中国投资银行Bank of China 中国银行the In

16、ternational Trust and Investment Corporation of China （ITICC） 中国国际信托投资公司advice of drawing 提款通知书draw 提款drawee bank 付款银行drawing account 提款帐户fixed savings withdrawal 定期储蓄提款run on a bank 银行挤兑outward remittance 汇出汇款postal remittance 邮政汇款remittance by draft 汇票汇款remittance charges 汇费telegraphic transfer （T

17、/T） 电汇collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收letter transfer 信汇deposit rate 存款利率external account 对外帐户fixed deposit （=time deposit） 定期存款fixed deposit by installment 零存整取imprest bank account 定额银行存款专户large deposit 大额存款nominal deposit 名义存款non-resident ac

18、count 非居民存款account charges 账户费用account current （A/C,a/c） 往来帐户amount in figures 小写金额amount in words 大写金额application form for a banking account 银行开户申请书bank balance 存款余额Certificate of Deposits （CDs） 大额定期存款单certificate of balance 存款凭单checking account 支票帐户。checking deposits 支票存款，活期存款compound interest 复利c

19、ompound rate 复利率deposit account 存款帐户deposit at call 通知存款deposit bank 存款银行deposit money 存款货币open an account 开户personal account 个人帐户petty current deposit 小额活期存款principal 本金principal and interest 本利provisional account 临时帐户intermediate account 中间帐户subaccount 公帐户deposit account （D/A） 存款帐户operation accoun

20、t 交易帐户nominal account 名义帐户sundry account 杂项帐户revenue account 收入帐户account number （A/N） 帐号cash account 现金帐户loan account 贷款帐户uninscribed deposit 不记名存款check deposit 支票存款corporate deposits 法人存款financial institutions deposit 同业存款personal deposit 私人存款domestic deposit 国内存款deferred savings 定期存款compound rate

21、deposit 复利存款commercial deposit 商业存款short-term deposits 短期存款ordinary deposit 普通存款ordinary time deposit 普通定期存款hot money deposits 游资存款business savings 企业储蓄voluntary savings 自愿储蓄individual savings 私人储蓄postal savings 邮政储蓄installment savings 零存整取储蓄saving account （S.A.） 储蓄帐户savings deposit 储蓄存款thrift encou

22、ragement 储蓄鼓励daily interest 日息interest per month 月息interest on deposit 存款利息interest per annum 年息pure interest 纯利息simple interest 单利value date 起息日demand-deposit or checking-accounts 活期存款或支票帐户savings accounts 储蓄存款帐户time-deposit accounts 定期存款帐户certificates of deposit （CDs） 大面额存款单commercial and industri

23、al loans 工商贷款agricultural loans 农业贷款real estate loans 不动产贷款personal loans 个人贷款loans to financial institutions 金融机构贷款 loans to government 政府贷款credit cards 信用卡automated teller machines （24 hours a day） 自动取款机（24小时服务）bill-paying services 代付帐款automatic transfers between accounts 自动转帐telephone transfers 电

24、话转帐safety deposit boxes 保管箱trust services 信托业务financial advising services 金融咨询服务securities underwriting services 证券承销业务cash management services 现金管理业务equipment leasing services 设备租赁业务securities brokerage services 证券经纪业务insurance services 保险业务real estate brokerage services 不动产经纪业务foreign exchange ser

25、vices 外汇业务international banking services 国际银行业务conservatism and liquidity 稳健性与流动性flexibility and mobility 灵活性与机动性bank balance over required reserves 超出法定（必备）储备的银行存款余额minimum cash requirements 最低现金持有量（需求）time lag 时滞self-liquidated loans 自偿性商业贷款tax anticipation note （bill,bond） 预付税金票据，先期缴税债券business t

26、erm loan 企业长期贷款payment facilities 支付服务设施working balance 周转余额，往来余额working budget 流动预算，经营预算，周转预算，业务预算commercial paper 商业票据commercial paper house 经营商业票据的商号savings and loan share accounts 储蓄贷款协会的股金券savings and loan association 储蓄与放款合作协会idle demand deposits 闲置的活期存款idle capital 闲置资本idle cash （money） 闲散现金，

27、游资long-term certificate of deposit 长期存款单bread and butter business 基本业务electronic debts 电子借贷electronic transfer 电子转帐electronic cash register 电子收款机electronic accounting machine 电子记帐机legal tender 本位货币，法定货币tender n. 货币，投、招标，提供，偿付social security payments 支付社会保障金tender bond 投标保证金tellers window （= teller station） 出纳窗口fiduciary field 信用领域，信托领域fiduciary a. 信托的，信用的，受信托的（人）loss leader 特价