1、For this part, you are allowed 30 minutes to write an essay explaining why it is unwise to put all your eggs in one basket. You can give examples to illustrate your point .You should write at least 150 words but no more than 200 words.2、 Directions:For this part, you are allowed 30 minutes to write
2、an essay explaining why it is unwise a person by their appearance. You can give examples to illustrate your point .You should write at least 150 words but no more than 200 words.(小编写的就是这篇,还行)3、 Directions:For this part, you are allowed 30 minutes to write an essay explaining why it is unwise to jump
3、 to conclusions upon seeing or hearing something. You can give examples to illustrate your point .You should write at least 150 words but no more than 200words.Part Reading Comprehension (40 minutes)For investors who desire low risk and guaranteed income, US government bonds are a secure investment
4、because these bonds have the financial backing and full faith and credit of the federal government. Municipal bonds, also secure, are offered by local governments and often have_ 36_such as tax-free interest. Some may even be_37_. Corporate bonds are a bit more risky.Two questions often_38_first-tim
5、e corporate bond investors. The first is “If I purchase a corporate bond, do I have to hold it until the maturity date?” The answer is no. Bonds are bought and sold daily on_39_securities exchanges. However, if you decide to sell your bond before its maturity date, youre not guaranteed to get the fa
6、ce value of the bond. For example, if your bond does not have_40_ that make it attractive to other investors, you may be forced to sell your bond at a_ 41_, i.e., a price less than the bonds face value. But if your bond is highly valued by other investors, you may be able to sell it at a premium, i.
7、 e ., a price above its face value. Bond prices generally_42_inversely (相反地) with current market interest rates. As interest rates go up, bond prices fall, and vice versa (反之亦然). Thus, like all investments, bonds have a degree of risk.The second question is “ How can I_43_the investment risk of a pa
8、rticular bond issue?”Standard & Poors and Moodys Investors Service rate the level of risk of many corporate and government bonds. And_44_, the higher the market risk of a bond, the higher the interest rate. Investors will invest in a bond considered risky only if the 45 return is high enough.注意:此部分试
9、题请在答题卡2作答。A) advantages B) assess C) bother D) conserved E) deductionF) discount G) embarrass H) features I) fluctuate J) indefiniteK) insured L) major M) naturally N) potential O) simultaneouslyThe Street-Level SolutionA) When I was growing up, one of my fathers favorite sayings (borrowed from the
10、humorist Will Rogers) was: “It isnt what we dont know that causes the trouble: its what we think we know that just aint so.” One of the main insights to be taken from the 100 000 Homes Campaign and its strategy to end chronic homelessness is that, until recently, our society thought it understood th
11、e nature of homelessness, but it didnt.B) That led to a series of mistaken assumptions about why people become homeless and what they need. Many of the errors in our homelessness policies have stemmed from the conception that the homeless are a homogeneous group. Its only in the past 15 years that o
12、rganizations like Common Ground, and others, have taken a street-level view of the problemdistinguishing the “ episodically homeless” from the “chronically homeless” in order to understand their needs at an individual level. This is why we can now envisage a different approach and get better results
13、.C) Most readers expressed support for the effort, although a number were skeptical, and a few utterly dismissive, about the chances of long-term homeless people adapting well to housing. This is to be expected; its hard to imagine what we havent yet seen. As Niccolo Machiavelli wrote in The Prince,
14、 one of the major obstacles in any effort to advance systemic change is the “incredulity of men,” which is to say that people “do not readily believe in new things until they have had a long experience of them.” Most of us have witnessed homeless people on the streets for decades. Few have seen form
15、erly homeless people after they have been housed successfully. We dont have reference points for that story. So we generalize from what we know or think we know.D) But that can be misleading, even to experts. When I asked Rosanne Haggerty, founder of Common Ground, which currently operates 2310 unit
16、s of supportive housing (with 552 more under construction), what had been her biggest surprise in this work, she replied: “ Fifteen years ago, I would not have believed that people who had been so broken and stuck in homelessness could thrive to the degree that they do in our buildings. ” And Becky Kanis, the campaigns director, commented: “Ther
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