国际结算期末题库Word格式.docx

1、选择填充题To fill in the blanks in the following passage, choose the word orphrase given in the textbox above the passage, which best completes each of the sentences.E（1）：阅读简答题Answer questions based on the given material. E（2）：问答题Answer questions.F ：开放性论述题Open discussion. G ：案例分析题Case analysis.H ：实务操作题Op

2、eration questions. A 35InstrumentBill of exchangeSight bill / demand draftTerm bill / tenor bill / usance draft / time bill Traders bill / trade billBankers bill / bank bill Bankers acceptance bill Traders acceptance bill Bankers acceptance trade bill Bearer billOrder bill Clean billDocumentary bill

3、 Acceptance General aceptanceQualified acceptancePromissory note Bankers note Traders noteCheck / chque CrossingCrossed check Non-crossed check Cash checkOpen check Certified check Bearer check Order checkEndorsement Special endorsement Blank endorsement DishonorRecourse Holder for valueHolder in du

4、e course / bona fide holderB（1）301. A cheque must be sighed by .A. the drawerB. the draweeC. the payerD. the payee2. The person paying the money is a of a cheque.A. payeeB. drawerC. endorserD. endorsee3. A cheque is valid for months from the date of issue, unless a shorter period is written on the f

5、ace of the cheque.A. sixB. fiveC. threeD. nine4. If a cheque dated 1st Jan. 1994 was presented on the 5th Oct. 1994, it would be .A. pre-datedB. post-datedC. out of dateD. undated5. If a cheque dated 1st Feb. 1994 was presented on the , it would be “post-dated”.A. 1st Mar. 1994B. 2nd May. 1994C. 1st

6、 Jan. 1995D. 5th Jan. 19946. cheque can be cashed over the counter.A. An openB. A crossedC. A general crossingD. A special crossing7. The effect of a blank endorsement is to make the cheque payable to the .A. specified personB. order of a specified personC. bearerD. named person8. Payee J. Smith end

7、orsed James Smith pay to L. Green, this is a endorsement.A. SpecificB. blankC. restrictiveD. general9. The role of the bank is to debit the cheque to the customers account.A. payingB. collectingC. advisingD. confirming10. Banks usually ask for endorsements when cheques in favour of payees are credit

8、ed to a account.A. jointjointB. jointsoleC. solejointD. solesole11. When financing is without recourse, this means that the bank has no recourse to the if such drafts are dishonoured.A. draweeB. payeeC. payerD. drawer12. An instrument ordering payment subject to the signing of a receipt is called .A

9、. a conditional payment orderB. an unconditional payment orderC. a draft at sightD. a term bill13. Only by endorsement the interest in the bill of exchange can be transferred by.A. the draweeB. the drawerC. the holderD. any person to the bill14. If a bill is payable “10 days after date”, the date of

10、 payment is decided according to.A. the date of acceptanceB. the date of draftC. the date of presentationD. the date of maturity15. A carries little risk and can be discounted at the finest rate of interest.A. commercial billB. bank billC. trade billD. sight bill16. The person to whom the bill is ad

11、dressed is called the .A. drawerB. holderC. payeeD. drawee17. Usually, the drawer and are the same person.A. the payeeB. the payerC. the draweeD. the holder18. A term bill may be accepted by the .A. drawerB. draweeC. holderD. endorser19. If a bill is a bill, the documents will be handed over only ag

12、ainst payment of the bill.A. tenorB. sightC. cleanD. bank20. From a Chinese banks point of view, the currency account which it maintains abroad is known as .A. a vostro accountB. a nostro accountC. a current accountD. a deposit account21. A promissory note is written and signed by , and sent to .A.

13、the exporterthe buyerB. the buyerthe exporterC. the exporterthe another exporterD. the buyerthe another buyer22. is drawn by the exporter and sent to the buyer.A. DraftB. Promissory noteC. I.O.U.D. Cheque23. A promissory note is “inchoate” until it has been delivered to the .A. payer of bearerB. pay

14、ee or draweeC. payee or bearerD. holder or drawer24. A cheque drawn in terms of foreign currency by a bank is called .A. a debit authorizationB. a bankers draftC. a promissory noteD. an instruction25. The of a promissory note has prime liability while the other parties have secondary liability.C. makerD. acceptor26. must be accepted by the drawee before payment.A. A sight billB. A bill payable days after sightC. A bill payable days