银行常用句子.docx

1、银行常用句子【Native英文】银行常用句子 - 英国人写的， 他（我）能保证都是地道，都是标准。（开户，汇钱，信用卡，特殊情况，贷款，存款，提钱，透支，等等） 来源： 曹武龙的日志 Opening an account 开户I would like to open an account 我要开户What kind of account do you want? 你要开什么样的账户A current account 活期存款账户A checking account 活期存款账户 A deposit account 存款账户How much interest will I get with th

2、is account? 我可以得到多少利息？Which account gives the highest interest rate? 哪样的账户得到最高的利息What fees will I be charged? 怎么收费？There is a maintenance fee of $100 per annum 账户年费100元Please give us proof of address 请提供住址证明 Transfering money 汇钱 I would like to transfer money back to China 我要汇一笔钱到中国 Would you like a

3、 wire transfer? 你要汇钱吗 I want to send it by bankers draft 我要用银行汇票发的 There will be a fee of 10 pounds 你得付10英镑费用 Which account shall we send it to? 转进什么账号？ What is their account number 他的账号号码是什么？ My parents said they wired me some money, has it reached my account? 我父母汇了一笔钱到我的账号，已经转进去了吗 Cards 卡 Do I get

4、 a debit card with this account? 我能从这个账户获得一张借记卡吗？ No, you have to pay an extra 30 dollars a year for one 不不不，你得付30元每年费为这个账号 I want a credit card 我要一张信用卡 If you pay us back within the month, we dont charge interest 一个月之内还款，不用付利息 If you do not settle your bill at the end of the month, then well charge

5、 interest 要是一个月之内未还款，你得付利息 APR 年利率 Pin number 密码 You can change your PIN at an ATM 你可以在自动柜员机更改你的密码 Balance transfer 余额结转 Credit limit 信用额度 Do not tell your pin number to anyone, even bank staff 包括银行员，你千万别给其他人你的密码， There is an annual fee of 20 你得付20英镑每费 Issuing bank 发卡银行 With a credit card, you can s

6、hop first and pay later 用信用卡的话，你可以先购物后付款 Problems 特殊情况 I want to report a stolen credit card 我要报信用卡失窃 Okay, well cancel it right away 我们马上消除您的信用卡 We will send you a new one in the post 我们将会寄给你新的卡 When the card arrives, ring 0855 555 to activate it 如果您收到新卡，请拨打电话0855 555开卡 The cash machine didnt give

7、me my money 机器没出钱 Sorry, there was an error, weve already refunded the money 对不起，机器出了点故障，我们已经退还您的钱 The transaction was declined 交易受拒 Getting a loan 贷款 I would like to borrow $5000 dollars 我想要借款5000元。 Whats the interest rate? 利息率是多少 What collateral do you have? 你有什么担保品？ If you dont have any collatara

8、l, we cant give you a loan 如果没有担保品，我们不会给您借款 If you dont have any collataral, we will have to charge extra interest 没有担保品，我们得升高您的利息 Mortgage 房贷 Credit check 核对信用度 Credit rating 信用平等 Sorry, weve just run a credit check, and unfortunately, we cannot offer you a loan 对不起，我们已经查过您的信用度，很抱歉我们不能给您提供贷款。 How l

9、ong is it for? 多久？ Minimum monthly payment 最低的每月偿还债务 Will there be any penalty for early repayment? 提前还款有罚金吗？ Early repayment fee 提前还款有罚金 Exit fee 提前还款有罚金 Depositing money 存款 Hi, I would like to deposit some money 我要存款 Please fill in this slip 请填写存款表 Paying-in slip 存款表 Please print the amount 请用大写字母

10、写 You need to put all coins in bags 你需要把所有硬币放入袋子里 Sorry, we only accept American dollars 我们只接受美元 Cheques (英） 支票 Check （美） 支票 Ild like to cash a check, please 我要存款一张支票 Chequebook 支票书 Withdrawing money 提钱 Ild like to withdraw $6000 我要提6000元 Im sorry, but the maximum you can withdraw on one day is $200

11、0 非常抱歉，一天内的最高提款额是2000。 Please fill out this slip 请填写好这张纸条 Do you have ID? 你有身份证吗？ How would you like it? 你想兑换多大面额的？ I would like it in twenties 请给我20元面值的 Foreign exchange 外币兑换 What currency would you like to change? 请问您换哪种外币？ I would like to exchange RMB for US dollars 我想用人民币换美元 I would like to exch

12、ange Chinese Yuan for British pounds 我想用人民币换英镑 What is the current exchange rate? 最近的汇率是多少？ See the sign 请看标牌（汇率表） We are currently buying at 6 yuan to the dollar 我们买的比价是6：1 We sell at 6.5 yuan to the dollar 我们卖的比价是6.5：1 Bureau De Change 外币兑换柜台 Forex 外币兑换 Foreign Exchange counter 外币兑换柜台 Chinese Yuan

13、 人民币 NTD 台币 Hong Kong dollar 港币 Australian dollar 澳元 British pound 英镑 Euro 欧元 American dollar 美元 Canadian dollar 加元 Swiss Franc 瑞士法郎 Japanese Yen 日元 Swedish Kroner 瑞典币 Overdrafts 透支 You are overdrawn 你透支的了 There is a 40, fee if you become overdrawn 如果你透支，会被扣掉40英镑。 This account has an interest-free o

14、verdraft of 2000 这个账号可以透支2000英镑且没有利息费用 How much can I go overdrawn without a fee 我能免费透支多少钱？ How much interest will I be charged if I go overdrawn? 透支的话，我得付多少利息？ If you want to raise your overdraft limit, speak to the bank manager 如果你想要提高你的透支额度，您得银行管理人提出申请。 Other Bank statement 月结单 Bankrupt 破产的 ATM 自

15、动取款机 Cash machine 自动取款机 Branch 分行/支行 Bank manager 银行管理人 Bank teller (美） 银行出纳员 Bank Cashier 银行出纳员 Loan officer 贷款员 Safe deposit box 保险箱 Online banking 网络银行服务/网银 谢谢你们分享着， 谢谢司浥青和Jingxiang和Sabrina Jiang的修改每个句子都有对应的录音（我录的）(也有记忆库），如果你需要这些免费录音的话，请在输入你的邮件地址，下载链接会发到你邮箱， 希望它能帮助改进你的口音。我学中文的方法 选择一个很好英文名字 好特别浪漫引

16、语 美国话英国话差别 我的相册 求爱洋妞 异国恋爱忠告Native英文超市词汇 飞机场词汇 求职词汇 面试词汇 跟房东吵架词汇 食物词汇 贸易英文 银行词汇 租房词汇 校园词汇 大学注册词汇 经济词汇 餐馆词汇 治病词汇 奇怪英文 理发重要句子 中式英文错误 邮奇词汇源地址： 常见银行英语词汇 来源： 邬晓乐的日志 account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款ce

17、rtificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票b

18、lank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票travelers cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandars note 庄票，银票banker 银行家 president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corpor

19、ation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de IIndoChine 东方汇理银行central bank, national bank, bankers bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行 issuing ba

20、nk, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee sav

21、ings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行con

22、struction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting b

23、ank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐s

24、ubsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值reva

25、luation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货 soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债s

26、tock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money

27、 (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语新开帐户 What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?Theres a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。