建设银行笔试.docx

建设银行笔试.docx

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建设银行笔试

建设银行笔试

1、法定准备金率

2、财政货币政策

3、欧式期权

4、巴塞尔协议三大支柱

5、参数估计和残差

6、企业文化

7、金融市场的要素

8、即期和远期

9、商品的需求弹性

10、财务报表

11、盈余公积

12、会计利润

13、商业票据贴现

14、公允价值和账面价值

15、市场细分

16、金字塔管理结构中，上级与中级领导比:

管理难度与幅度问题17、非货币性商品交换中关于具有商业实质和没有商业实质的问题18、积极的财政政策与扩张的货币政策的使用范围19、国家偿债的率

20、财务杠杆问题

21、关于物权法中的留置权

22、市场占有率:

某公司的市场占有率是30%，其他最大三个竞争对手的市场占有率分别

为20%，12%,8%。

问该公司的相对市场占有率23、有限责任公司股东转让股份的条件

24、信用卡信用额度的确认

25、银行整存整取问题

26、货币市场工具

27、企业战略:

当企业处于成长期应该:

扩大市场占有率,28、哪个属于会计政策变跟:

房地产由成本法改为公允价值,不记得了29、关于内部欺诈问题

30、新巴赛尔协议中关于逾期贷款的风险权重

31、商业银行法中关于客户贷款的问题

32、公司申请贷款不需审核的什么。

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33、关于欧式看涨期权说法正确的是:

利率上涨及期权时间等对期权价格的影响

34、回购债券价格的决定因素

英语有三篇阅读理解:

1、第一篇是反战的

2、第二篇是关于美元贬值的

3、第三篇是关于网络出版的

据说是考研和六级题，在网上一查，果然是的。

所以能给大家奉上完整的题目～

美元贬值那一篇的语言十分冷幽默，挺有意思的。

text2

imaginewakingupandfindingthevalueofyourassetshasbeenhalved.no,

you’renotaninvestorinoneofthosehedgefundsthatfailedcompletely.with

thedollarslumpingtoa26-yearlowagainstthepound,already-expensivelondonhasbecomequiteunaffordable.acoffeeatstarbucks,justasunavoidableinenglandasitisintheunitedstates,runsabout$8.

theonceall-powerfuldollarisn’tdoingatitanicagainstjustthepound.itissittingatarecordlowagainsttheeuroandata30-yearlowagainstthecanadiandollar.eventheargentinepesoandbrazilianrealarethrivingagainstthedollar.

theweakdollarisasourceofhumiliation,foranation’sself-esteemrestsinp

artonthestrengthofitscurrency.it’salsoapotentialeconomicproblem,sinc

eadecliningdollarmakesimportedfoodmoreexpensiveandexertsupwardpressureoninterestrates.andyettherearesubstantialsectorsofthevastu.s.economy-fromgiantcompanieslikecoca-colatomom-and-poprestaurantoperatorsinmiami-forwhichtheweakdollarismostexcellentnews.

manyeuropeansmayviewtheu.s.asanarrogantsuperpowerthathasbecomehostiletoforeigners.butnothingmakespeoplethinkmorewarmlyoftheu.s.thanaweakdollar.throughapril,thetotalnumberofvisitorsfromabroadwasup6.8percentfromlastyear.shouldthetrendcontinue,thenumberof

touriststhisyearwillfinallytopthe2000peak?

manyeuropeansnowapparentlyviewtheu.s.thewaymanyamericansviewmexico-asacheapplacetovacation,shopandparty,allwhileignoringthefactthatthepoorerlocalscan’t

affordtojointhemerrymaking.

themoneytouristsspendhelpsdecreaseourchronictradedeficit.sodoexports,whichthanksinparttotheweakdollar,soared11percentbetweenmay2006andmay2007.forfirstfivemonthsof2007,thetradedeficitactuallyfell7percentfrom2006.

ifyouownsharesinlargeamericancorporations,you’reawinnerintheweak

-dollargamble.lastweekcoca-cola’sstickbubbledtoafive-yearhighafteritreportedafantasticquarter.foreignsalesaccountedfor65percentofcoke’s

beveragebusiness.otheramericancompaniesprofitingfromthistrendincludemcdonald’sandibm.

americantourists,however,shouldn’texpectanyreliefsoon.thedollarloststrengththewaymanymarriagesbreakup-slowly,andthenallatonce.andcurrenciesdon’tturnonadime.soifyouwanttoavoidthepaininflictedbytheincreasinglypatheticdollar,cancelthatsummervacationtoenglandandlooktonewengland.there,thedollarisstilltreatedwithalittlerespect.52.whydoamericansfeelhumiliated?

a）theireconomyisplungingb）theycan’taffordtripstoeurope

c）theircurrencyhasslumpedd）theyhavelosthalfoftheirassets.

53.howdoesthecurrentdollaraffectthelifeofordinaryamericans?

theyhavetocanceltheirvacationsinnewengland.

theyfinditunaffordabletodineinmom-and-poprestaurants.

theyhavetospendmoremoneywhenbuyingimportedgoods.

theymightlosetheirjobsduetopotentialeconomicproblems.

54howdomanyeuropeansfeelabouttheu.swiththedevalueddollar?

theyfeelcontemptuousofit

theyaresympatheticwithit.

theyregarditasasuperpoweronthedecline.

theythinkofitasagoodtouristdestination.

55whatistheauthor’sadvicetoamericans?

theytreatthedollarwithalittlerespect

theytrytowinintheweak-dollargamble

theyvacationathomeratherthanabroad

theytreasuretheirmarriagesallthemore.

56whatdoestheauthorimplybysaying“currenciesdon’tturnonadime”（li

ne2,para7）?

thedollar’svaluewillnotincreaseintheshortterm.

thevalueofadollarwillnotbereducedtoadime

thedollar’svaluewilldrop,butwithinasmallmargin.

fewamericanswillchangedollarsintoothercurrencies.

theanswersasfollow:

52,b,theircurrencyhasslumped.

53,c,theyhavetospendmoremoneywhenbuyingimportedgoods.54,d,theythinkofitasagoodtouristdestination.

55,c,theyvacationathomeratherthanabroad.

56,a,thedollar'svaluewillnotincreaseintheshortterm.

text3

itusedtobesostraightforward.ateamofresearchersworkingtogetherinthelaboratorywouldsubmittheresultsoftheirresearchtoajournal.ajournaleditorwouldthenremovetheauthors’namesandaffiliationsfromthepaper

andsendittotheirpeersforreview.dependingonthecommentsreceived,theeditorwouldacceptthepaperforpublicationordeclineit.copyrightrestedwiththejournalpublisher,andresearchersseekingknowledgeoftheresultswouldhavetosubscribetothejournal.

nolonger.theinternet–andpressurefromfundingagencies,whoarequesti

oningwhycommercialpublishersaremakingmoneyfromgovernment-funded

researchbyrestrictingaccesstoit–ismakingaccesstoscientificresultsar

eality.theorganizationforeconomicco-operationanddevelopment（oecd）wasjustissuedareportdescribingthefar-reachingconsequencesofthis.thereport,byjohnhoughtonofvictoriauniversityinaustraliaandgrahamvickeryoftheoecd,makesheavyreadingforpublisherswhohave,sofar,madehandsomeprofits.butitgoesfurtherthanthat.itsignalsachangeinwhathas,untilnow,beenakeyelementofscientificendeavor.

thevalueofknowledgeandthereturnonthepublicinvestmentinresearchdepends,inpart,uponwidedistributionandreadyaccess.itisbigbusiness.in

america,thecorescientificpublishingmarketisestimatedatbetween$7billionand$11billion.theinternationalassociationofscientific,technicalandmedicalpublisherssaysthattherearemorethan2,000publishersworldwidespecializinginthesesubjects.theypublishmorethan1.2millionarticleseachyearinsome16,000journals.

thisisnowchanging.accordingtotheoecdreport,some75%ofscholarlyjournalsarenowonline.entirelynewbusinessmodelsareemerging;threemainoneswereidentifiedbythereport’sauthors.thisistheso-calledbigdeal,w

hereinstitutionalsubscriberspayforaccesstoacollectionofonlinejournaltitlesthroughsite-licensingagreements.thereisopen-accesspublishing,typicallysupportedbyaskingtheauthor（orhisemployer）topayforthepapertobe

published.finally,thereareopen-accessarchives,whereorganizationssuchasuniversitiesorinternationallaboratoriessupportinstitutionalrepositories.othermodelsexistthatarehybridsofthesethree,suchasdelayedopen-access,wherejournalsallowonlysubscriberstoreadapaperforthefirstsixmonths,beforemakingitfreelyavailabletoeveryonewhowishestoseeit.allthiscouldchangethetraditionalformofthepeer-reviewprocess,atleastforthepublicationofpapers.

6.inthefirstparagraph,theauthordiscusses

[a]thebackgroundinformationofjournalediting.

[b]thepublicationroutineoflaboratoryreports.

[c]therelationsofauthorswithjournalpublishers.

[d]thetraditionalprocessofjournalpublication.

7.whichofthefollowingistrueoftheoecdreport?

[a]itcriticizesgovernment-fundedresearch.

[b]itintroducesaneffectivemeansofpublication.

[c]itupsetsprofit-makingjournalpublishers.

[d]itbenefitsscientificresearchconsiderably.

8.accordingtothetext,onlinepublicationissignificantinthat

[a]itprovidesaneasieraccesstoscientificresults.

[b]itbringshugeprofitstoscientificresearchers.

[c]itemphasizesthecrucialroleofscientificknowledge.

[d]itfacilitatespublicinvestmentinscientificresearch.

9.withtheopen-accesspublishingmodel,theauthorofapaperisrequiredto

[a]coverthecostofitspublication.

[b]subscribetothejournalpublishingit.

[c]allowotheronlinejournalstouseitfreely.

[d]completethepeer-reviewbeforesubmission.

10.whichofthefollowingbestsummarizesthemainideaofthepassage?

[a]theinternetisposingathreattopublishers.

[b]anewmodeofpublicationisemerging.

[c]authorswelcomethenewchannelforpublication.

[d]publicationisrenderedeasierbyonlineservice.

参考答案:

dcaab

26.inthefirstparagraph,theauthordiscusses

[a]thebackgroundinformationofjournalediting.

thepublicationroutineoflaboratoryreports.

[c]therelationsofauthorswithjournalpublishers.

[d]thetraditionalprocessofjournalpublication.

正确答案,d

答案解析,概括段落大意。

本文谈的是通过互联网发表研究成果的一种新方式，指出了三

大业务模式。

第一段先谈传统的杂志出版（论文发表）流程，以此引出话题，所以正确答案

是d。

a选项journalediting沾点边，但不吻合。

做这类题及主题题型可以使用逆向法，

即思路是:

如果真要写journalediting的，那应该从如何编辑，如何取舍及一些编辑的细

节入手，而本段明显不是。

b离题更远，实验报告，从何谈起呀,c作者与杂志社的关系，

这个流程是涉及到，但要谈的不是这个。

总之，此题从本段的内容，本段在全篇的作用，以及本文要谈的主题角度，可以确定正确答案。

信心指数,99.9,

27.whichofthefollowingistrueoftheoecdreport?

[a]itcriticizesgovernment-fundedresearch.itintroducesaneffectivemeansofpublication.[c]itupsetsprofit-makingjournalpublishers.[d]itbenefitsscientificresearchconsiderably.,正确答案,c

答案解析,a肯定不对，报告并未批评政府资助的研究，是fundingagencies批评

commercialpublishers，也就是这些资助一些研究项目的机