《国际商会托收统一规则URC522》英文版.docx
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《国际商会托收统一规则URC522》英文版
ICCUniformRulesforCollections
ICCPublicationNo.522
1995RevisioninforceasofJanuary1,1996
CONTENT
A. GeneralProvisionsandDefinitions
ApplicationofURC522
DefinitionofCollection
PartiestoaCollection
B. FormandStructureofCollections
C.FormofPresentation
Presentation
Sight/Acceptance
ReleaseofCommercialDocuments
DocumentsAgainstAcception(D/A)vsDocumentsAgainstPayment(D/P)
CreationofDocuments
D.LiabilitiesandResponsibilities
GoodFaithandReasonableCare
Documentsvs.Goods/Services/Performances
DisclaimerforActsofanInstructedParty
DisclaimeronDocumentsReceived
DisclaimeronEffectivenessofDocuments
DisclaimeronDelays,LossinTransitandTranslation
ForceMajeure
E.Payment
PaymentWithoutDelay
PaymentinLocalCurrency
PaymentinForeignCurrency
PartialPayment
F.Interest,ChargesandExpenses
Interest
ChargesandExpenses
G.OtherProvisions
Acceptance
PromissoryNotesandotherInstructions
Protest
Case-of-Need
Advices
A. GeneralProvisionsandDefinitions
Article1
ApplicationofURC522
a. TheUniformRulesforCollections,1995Revision,ICCPublicationNo.522,shallapplytoallcollectionsasdefinedinArticle2wheresuchrulesareincorporatedintothetextofthe“collectioninstruction”referredtoinArticle4andarebindingonallpartiestheretounlessotherwiseexpresslyagreedorcontrarytotheprovisionsofanational,stateorlocallawand/orregulationwhichcannotbedepartedfrom.
b. Banksshallhavenoobligationtohandleeitheracollectionoranycollectioninstructionorsubsequentrelatedinstructions.
c. Ifabankelects,foranyreason,nottohandleacollectionoranyrelatedinstructionsreceivedbyit,itmustadvisethepartyfromwhomitreceivedthecollectionortheinstructionsbytelecommunicationor,ifthatisnotpossible,byotherexpeditiousmeans,withoutdelay.
Article2
DefinitionofCollection
ForthepurposesoftheseArticles:
a.“Collection”meansthehandlingbybanksofdocumentsasdefinedinsub-Article2(b),inaccordancereceived,inorderto:
I.obtainpaymentand/oracceptance,or
II.deliverdocumentsagainstpaymentand/oragainstacceptance,or
III.deliverdocumentsonothertermsandconditions.
b.“Documents”meansfinancialdocumentsand/orcommercialdocuments:
I.“Financialdocuments”meansbillsofexchange,promissorynotes,cheques,orothersimilarinstrumentsusedforobtainingthepaymentofmoney;
II.“Commercialdocuments”meansinvoice,transportdocuments,documentsoftitleorothersimilardocuments,oranyotherdocumentswhatsoever,notbeingfinancialdocuments.
c.”Cleancollection”meanscollectionoffinancialdocumentsnotaccompaniedbycommercialdocuments.
d.”Documentarycollection”meanscollectionof:
I.financialdocumentsaccompaniedbycommercialdocuments;
II.Commercialdocumentsnotaccompaniedbyfinancialdocuments.
Article3
a. ForthepurposesoftheseArticlesthe“partiesthereto”are:
I. the“principal”whoisthepartyentrustingthehandlingofacollectiontoabank;
II. the“remittingbank”whichisthebanktowhichtheprincipalhasentrustedthehandlingofacollection;
III. “collectingbank”whichisanybank,otherthantheremittingbank,involvedinprocessingthecollection;
IV. the“presentingbank”whichisthecollectingbankmakingpresentationtothedrawee.
b. The“drawee”istheonetowhompresentationistobemadeinaccordancewiththecollectioninstruction.
B.FormandStructureofCollections
Article4
CollectionInstruction
Ai.AlldocumentssentforcollectionmustbeaccompaniedbyacollectioninstructionindicatingthatthecollectionissubjecttoURC522andgivingcompleteandpreciseinstructions.Banksareonlypermittedtoactupontheinstructionsgiveninsuchcollectioninstruction,andinaccordancewiththeseRules.
ii.Bankswillnotexaminedocumentsinordertoobtaininstructions.
iii.Unlessotherwiseauthorizedinthecollectioninstruction,bankswilldisregardanyinstructionsfromanyparty/bankotherthantheparty/bankfromwhomtheyreceivedthecollections.
BAcollectioninstructionshouldcontainthefollowingitemsofinformation,asappropriate.
i. Detailsofthebankfromwhichthecollectionwasreceivedincludingfullname,postalandSWIFTaddresses,telex,telephone,facsimilenumbersandreferece.
ii. Detailsoftheprincipalincludingfullname,postaladdress,andifapplicabletelex,telephoneandfacsimilenumbers.
iii. Detailsofthedraweeincludingfullname,postaladdress,orthedomicileatwhichpresentationistobemadeandifapplicabletelex,telephoneandfacsimilenumbers.
iv. Detailsofthepresentingbank,ifany,includingfullname,postaladdress,andifapplicabletelex,telephoneandfacsimilenumbers.
v. Amount(s)andcurrency(ies)tobecollected.
vi. Listofdocumentsenclosedandthenumerialcountofeachdocument.
vii. a)Termsandconditionsuponwhichpaymentand/oracceptanceistobeobtained.
b)Termsofdeliveryofdocumentsagainst:
1)paymentand/oracceptance
2)othertermsandconditions
Itistheresponsibilityofthepartypreparingthecollectioninstructiontoensurethatthetermsforthedeliveryofdocumentsareclearlyandunambiguouslystated,otherwisebankswillnotberesponsibleforanyconsequencesarisingtherefrom.
viii. Chargestobecollected,indicatingwhethertheymaybewaivedornot.
ix. Interesttobecollected,ifapplicable,indicatingwhetheritmaybewaivedornot,including:
a) rateofinterest
b) interestperiod
c) basisofcalculation(forexample360or365daysinyear)asapplicable.
x. Methodofpaymentandformofpaymentadvice.
xi. Instrucitonsincaseofnon-payment,non-acceptanceand/ornon-compliancewithotherinstructions.
i. Collectioninstructionsshouldbearthecompleteaddressofthedraweeorofthedomicileatwhichthepresentationistobemade.Iftheaddressisincompleteorincorrect,thecollectingbankmay,withoutanyliabilityandresponsibilityonitspart,endeavourtoascertaintheproperaddress.
ii. Thecollectingbankwillnotbeliableorresponsibleforanyensuingdelayasaresultofanincomplete.incorrectaddressbeingprovided.
B. FormofPresentation
Article5
Presentation
a.ForthepurposesoftheseArticles,presentationistheprocedurewherebythepresentingbankmakesthedocumentsavailabletothedraweeasinstructed.
b.Thecollectioninstructionshouldstatetheexactperiodoftimewithinwhichanyactionistobetakenbythedrawee.
Expressionssuchas“first”,“prompt”,”immediate”,andthelikeshouldnotbeusedinconnectionwithpresentationorwithreferencetoanyperiodoftimewithinwhichdocumentshavetobetakenuporforanyotheractionthatistobetakenbythedrawee.Ifsuchtermsareusedbankswilldisregardthem.
c.Documentsaretobepresentedtothedraweeintheforminwhichtheyarereceived,exceptthatbanksareauthorizedtoaffixanynecessarystamps,attheexpenseofthepartyfromwhomtheyreceivedthecollectionunlessotherwiseinstructed,andtomakeanynecessaryendorsementsorplaceanyrubberstampsorotheridentifyingmarksorsymbolscustomarytoorrequiredforthecollectionoperation.
d.Forthepurposeofgivingeffecttotheinstructionsoftheprincipal,theremittingbankwillutilizethebanknominatedbytheprincipalasthecollectingbank.Intheabsenceofsuchnomination,theremittingbankwillutilizeanybankofitsown,oranotherbank’schoiceinthecountryofpaymentoracceptanceorinthecountrywhereothertermsandconditionshavetobecompliedwith.
e.Thedocumentsandcollectioninstructionmaybesentdirectlybytheremittingbanktothecollectingbankorthroughanotherbankasintermediary.
f.Iftheremittingbankdoesnotnominateaspecificpresentingbank,thecollectingbankmayutilizeapresentingbankofitschoice.
Article6
Sight/Acceptance
Inthecaseofdocumentspayableatsightthepresentingbankmustmakepresentationforpaymentwithoutdelay.
Inthecaseofdocumentspayableatatenorotherthansightthepresentingbankmust,whereacceptanceiscalledfor,makepresentationforacceptancewithoutdelay,andwherepaymentiscalledfor,makepresentationforpaymentnotlaterthantheappropriatematuritydate.
Article7
ReleaseofCommercialDocuments
DocumentsAgainstAcceptance(D/A)vs.DocumentsAgainstPayment(D/P)
a.Collectionshouldnotcontainbillsofexchangepayableatafuturedatewithinstructionthatcommercialdocumentsaretobedeliveredagainstpayment.
b.Ifacollectioncontainsabillofexchangepayableatafuturedate,thecollectioninstructionshouldstatewhetherthecommercialdocumentsaretobereleasedtothedraweeagainstacceptance(D/A)oragainstpayment(D/P).
Intheabsenceofsuchstatementcommercialdocumentswillbereleasedonlyagainstpaymentandthecollectingbankwillnotberesponsibleforanyconsequencesarisingoutofanydelayinthedeliveryofdocuments.
c.Ifacollectioncontainsabillofexchangepayableatafuturedateandthecollectioninstructionindicatesthatcommercialdocumentsaretobereleasedagainstpayment,documentswillbereleasedonlyagainstsuchpaymentandthecollectingbankwillnotberesponsibleforanyconsequencesarisingoutofanydelayinthedeliveryofdocuments.
Article8
CreationofDocuments
Wheretheremittingbankinstructsthateitherthecollectingbankorthedraweeistocreatedocuments(billsofexchangepromis