借款合同中英文范本完整版.docx
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借款合同中英文范本完整版
合同编号:
YT-FS-2053-80
借款合同中英文范本(完整版)
ClarifyEachClauseUnderTheCooperationFramework,AndFormulateItAccordingToTheAgreementReachedByThePartiesThroughConsensus,WhichIsLegallyBindingOnTheParties.
互惠互利共同繁荣
MutualBenefitAndCommonProsperity
合同书编号:
YT-FS-2053-80
编订:
******
批准:
******
借款合同中英文范本(完整版)
备注:
该合同书文本主要阐明合作框架下每个条款,并根据当事人一致协商达成协议,同时也明确各方的权利和义务,对当事人具有法律约束力而制定。
文档可根据实际情况进行修改和使用。
借款合同中文范本
借款单位:
_____
法定代表人:
____
贷款单位:
_____
法定代表人:
____
保证单位:
____
法定代表人:
____
签约日期:
____
根据《中华人民共和国合同法》的规定,借款方为保证施工生产正常进行,向贷款方申请建筑企业流动资金贷款,经贷款方审查同意发放,为明确各方权责,特签订本合同共同遵守。
第一条本合同规定____年贷款额为人民币(大写)____万元,用于____。
第二条借款方和贷款方必须共同遵守贷款办法,有关贷款事项按办法规定办理。
第三条贷款自支用之日起,按实际支用数计收利息,利率为月息____‰,超计划贷款的超过部分利率为月息____‰,逾期贷款加计利息20%,挪用贷款挪用部分加罚利息50%。
第四条贷款方保证按照本合同的规定供应资金,贷款方如因工作差错贻误用款,以致借款方遭受损失时,应按直接经济损失,由贷款方负责赔偿。
第五条贷款方有权检查贷款使用情况。
检查时,借款方对调阅有关文件、帐册、凭证和报表,查核物资库存和施工生产情况等,必须给予方便。
第六条借款方如违反合同和贷款办法的规定,贷款方有权停止贷款,提前收回部分或全部贷款。
第七条担保方对借款方归还贷款本息承担责任,如果借款方未按期清偿贷款本息时,担保方应在接到贷款方还款通知后一个月内负责归还。
第八条本合同有效期:
自____年____月____日起,至____年____月____日为止。
本合同正本一式三份,签章各方各执一份。
借款方:
____(盖章)____代表人____
贷款方:
____(盖章)____代表人____
担保方:
____(盖章)____代表人____
借款合同英文范本
ContractNumber:
_____
BORROWER:
____
Address:
_____
LENDER:
____
Address:
_____
InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChina,afterreviewingthestatusandtherequestoftheBorrower,theLenderagreestogranttheBorroweralineofcrediton.TheBorrower,LenderandGuarantor,throughfriendlynegotiation,haveexecutedthisContractasfollows:
ARTICLE1CURRENCY,AMOUNTANDTERMOFTHELOAN:
1.TheCurrencyunderthisloanisReiminbi.
2.TheLineoftheloanisyuan.
3.Theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.
ARTICLE2THEPURPOSEOFTHELOAN:
1.Thepurposeofthisloanisusedforworkingcapitalturnover.
2.WithoutwrittenapprovaloftheLender,theBorrowercouldnotusetheloanoutofthescopeofthepurpose.
ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST:
1.Interestrate:
Theinterestrateshallbe[***]Duringtheloanterm,ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest,theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhentheadjustmentofinterest.
2.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days.
3.Thepaymentofinterests:
TheBorrowershallpaytheinterestsperquarter.Thepaymentdateshallbe,and.Ifthepaymentforthelastinstallmentisnotonthepaymentdate,theinterestsshalldeducttheinterestfromthebankaccountoftheBorrower.IntheeventthattheBorrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheBorrowerisnotenoughforthepaymentofinterest,theLendershallhaverightstocollectapenaltybeing[***]oftheoutstandingamountperdayfortheBorrowersbreachofcontract.
ARTICLE4OVERDUEINTERESTSANDMISUSINGINTERESTS
1.IftheBorrowerfailstorepaytheloanandcannotreachaagreementwiththeLenderregardingtheextension,theLendershallcollectanoverduepenaltyfor[***]oftheoverdueamountperday.
2.IftheBorrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract,theLendershallhaverighttochargeainterestsforthemisusingpartatarateof[***]perday.
ARTICLE5ACCOUNT
TheBorrowershallopenReiminbibasicaccountand/orforeigncurrencyaccountattheLenderorLendersbranchfortheuseofdraw-down,repayment,paymentofinterestsandfees.
ARTICLE6DRAW-DOWN
1.Theloanunderthiscontractisrevolving,thebalanceofthiscontractshallnotmorethanthelineofcredit.
2.TheBorrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.
3.TheBorrowershallnotdrawtheloanlessthan1million.
ARTICLE7CONDITIONSFORDRAW-DOWN
Thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate:
1.TheBorrowerhasopenedforeignaccountandReiminbiaccountattheofficeoftheLenderorthebranchoftheLender;
2.Thiscontractandtheappendiceshavebeeneffective;
3.TheBorrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttotheLender;
4.TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract;
5.TheBorrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments;
6.TheGuarantyunderthiscontracthasbeeneffective;
7.TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract;
8.Theotherrequirementforthedraw-downhavebeensatisfied.
ARTICLE8REPAYMENTPLANANDPREPAYMENT
1.TheBorrowershallrepaytheloaninaccordancewiththestatusofitscash.TheBorrowershallinformtheLenderthepaymentamountanddate[***]priortomakethepayment.TheBorrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition.
2.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.
3.IntheeventtheBorrowerfailstorepaytheloan,theLendershallhaverightstodeductthedebtfromthebankaccountoftheBorrowerattheLenderorempowerthebranchesoftheLendertodeductthedebtfromthebankaccountoftheBorrowerattheLendersbranches;
4.Theinstallmentofrepaymentshallnotlessthan1million.
ARTICLE9DEBTCERTIFICATE
TheLendershallkeeprecordintheLendersaccountfortheprincipal,interestsandfeesandotherfeesoftheBorrowerunderthiscontract;Theabovementionedrecordandthedocumentationforthedraw-down,repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheBorrowerandtheLender.
ARTICLE10GUARANTY
1.(the'Guarantor')shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.
2.Duringthetermofthiscontract,iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak,theLendershallhaverighttorequesttheBorrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract.
ARTICLE11REPRESENTATIONSANDWARRANTIES
I.TheBorrowersrepresentsandwarrantsasfollows:
1.TheBorrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation.
2.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.Theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.
3.Thealldocuments,materials,reportsandcertificatesprovidedtotheLenderbytheborrowerforconsummationofthiscontractistrue,real,competeandeffective
4.TheBorrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausetheLenderrefusetoextendtheloan:
(1)TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulations,lawsorcompensationtoothers;
(2)Pendingactionsandarbitration;
(3)TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances;
(4)Theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts;
(5)TheBorrowerbreachedcontractwhichisbetweentheBorrowerandothercreditors.
II.TheBorrowerherebywarrantsasfollows:
1.Usingthecapitaloftheloanasusagesetforthinthiscontract,theBorrowerwillnotusetheloanasEquityinvestment;TheBorrowerwillnotusethecapitaloftheloaninvestinsecurity,future,realestateetc.TheBorrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.TheBorrowerwillnotmisusingorappropriationoftheloan.
2.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract;
3.Providingupdatedfinancialstatementorfinancialbulletineveryquarter;Providingtheauditedfinancialreportatthefirstquartofeachyear;Providingoperationreport,financialreportorotherfilesandmaterialsandshallwarrantthereality,correctandeffectivenessforthefilesandmaterials;
4.Anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsoftheLenders;
5.AcceptingthesupervisionoftheLender,providesassistanceandcooperationfortheLenderssupervisions;
6.Willnotreducetheregistrationcapital;PriorapprovalfromthelendershallberequiredwhentheBorrowerchangesofshareholdersandoperationmanner(includingbutnotlimitedtojointventure,cooperation,jointlycooperation;dissolution,closedown,liquidation,transformation;merger;changetosharecompany,usethehousing,machineryorotherrealassetsortrademark,intellectualproperty,Knowhow,landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany,tradingofoperationrightorown