历年招商银行秋季校园招聘笔试真题及答案解析.docx

历年招商银行秋季校园招聘笔试真题及答案解析.docx

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历年招商银行秋季校园招聘笔试真题及答案解析

历年招商银行秋季校园招聘笔试真题及答案解析

第一部分英语（1-15）

一、阅读理解

Text1

ItwouldbealltooeasytosaythatFacebook’smarketmeltdowniscomingtoanend.Afterall,MarkZuckerberg’ssocialnetworkburnedasmuchas$50billionofshareholders’wealthinjustacouplemonths.Toputthatincontext,sinceitsdebut（初次登台）onNASDAQinMay,FacebookhaslostvaluenearlyequaltoYahoo,AOL,Zynga,Yelp,Pandora,OpenTable,Groupon,LinkedIn,andAngie’sListcombined,plusthatofthebulkofthepubliclytradednewspaperindustry.

Asshockingasthisutterfailuremaybetothenearly1billionfaithfulFacebookusersaroundtheworld,it’snosurprisetoanyonewhoreadtheinitialpublicoffering（IPO）prospectus（首次公开募股说明书）.Worsestill,allthecrisesthatemergedwhenthecompanydebuted—overpricedshares,poorcorporategovernance,hugechallengestothecorebusiness,andadamagedbrand—remaintoday.FacebooklookslikeaprimeexampleofwhatWallStreetcallsafallingknife—thatis,onethatcancostinvestorstheirfingersiftheytrytocatchit.

Startwiththevaluation（估值）.TojustifyastockpriceclosetothelowerendoftheprojectedrangeintheIPO,say$28ashare,Facebook’sfuturegrowthwouldhaveneededtomatchthatofGooglesevenyearsearlier.Thatwouldhaverequiredincreasingrevenuebysome80percentannuallyandmaintaininghighprofitmarginsallthewhile.

That’snothappening.Inthefirsthalfof2012,Facebookreportedrevenueof$2.24billion,up38percentfromthesameperiodin2011.Atthesametime,thecompany’scostssurgedto$2.6billioninthesix-monthperiod.

Thisso-soperformancereflectstheAchilles’heelofFacebook’sbusinessmodel,whichthecompanyclearlystatedinalistofriskfactorsassociatedwithitsIPO:

ithasn’tyetfiguredouthowtoadvertiseeffectivelyonmobiledevices,thenumberofFacebookusersaccessingthesiteontheirphonessurgedby67percentto543millioninthelastquarter,ormorethanhalfitscustomerbase.

Numbersareonlypartoftheproblem.ThemountingpileoffailurecreatesanegativefeedbackloopthatthreatensFacebook’sfutureinotherways.Indeed,themoreFacebook’sdisappointmentinthemarketiscatalogued,theworseFacebook’simagebecomes.Notonlydoesthatthreatentoruboffonusers,it’sbadforrecruitmentandretentionoftalentedhackers,whoarethelifebloodofZuckerberg’screation.

YetthebrilliantCEOcanignorethesadnessandcomplaintsofhisshareholdersthankstothesuper-votingstockheholds.Thisarrangementalsowasfullydisclosedatthetimeoftheoffering.It’sapitysofewinvestorsapparentlybotheredtodotheirhomework.

1.WhatcanbeinferredaboutFacebookfromthefirstparagraph?

A.Itsmarketmeltdownhasbeeneasilyhalted.

B.Ithasincreasedtradewiththenewspaperindustry.

C.Ithasencounteredutterfailuresinceitsstockdebut.

D.Itsshareholdershaveinvested$50billioninasocialnetwork.

2.ThecrisesFacebookisfacing_______________.

A.havebeendisclosedintheIPOprospectus

B.aretheuniversalrisksWallStreetconfronts

C.disappointitsfaithfulusers

D.haveexistedforalongtime

3.Tomakeitsstockpricereasonable,Facebookhasto_______________.

A.narrowtheIPOpricerange

B.cooperatewithGoogle

C.keepenormouslyprofitable

D.investadditional$2.6billion

4.Itcanbeinferredfromthecontextthatthe“Achilles’heel”（Line1,Para.5）refersto______________.

A.deadlyweakness

B.problemunsolved

C.indisputablefact

D.potentialrisk

5.WhateffectwillFacebook’sfailureinthemarkethave?

A.Itsusers’benefitswillbethreatened.

B.Talentedhackerswilltakedownthewebsite.

C.TheCEOwillholdthesuper-votingstock.

D.Thecompany’sinnovationstrengthwillbedamaged.

Text2

I’lladmitI’veneverquiteunderstoodtheobsession（难以破除的成见）surroundinggeneticallymodified（GM）crops.Toenvironmentalistopponents,GMfoodsaresimplyevil,anunderstudied,possiblyharmfultoolusedbybigagriculturalbusinessestocontrolglobalseedmarketsandcrushlocalfarmers.TheyarguethatGMfoodshaveneverdeliveredontheirsupposedpromise,thatmoneyspentonGMcropswouldbebetterchanneledtoorganicfarmingandthatconsumersshouldbeprotectedwithwarninglabelsonanyproductsthatcontaingeneticallymodifiedingredients.Tosupporters,GMcropsareakeypartoftheefforttosustainablyprovidefoodtomeetagrowingglobalpopulation.Butmorethanthat,supportersseetheGMoppositionofmanyenvironmentalistsasfundamentallyanti-science,nodifferentthanthosewhoquestionthebasicsofman-madeclimatechange.

Forbothsides,GMfoodsseemtoactasasymbol:

you’repro-agriculturalbusinessoranti-science.ButscienceisexactlywhatweneedmoreofwhenitcomestoGMfoods,whichiswhyIwashappytoseeNaturedevoteaspecialseriesofarticlestotheGMfoodcontroversy.Theconclusion:

whileGMcropshaven’tyetrealizedtheirinitialpromiseandhavebeendominatedbyagriculturalbusinesses,thereisreasontocontinuetouseanddevelopthemtohelpmeettheenormouschallengeofsustainablyfeedingagrowingplanet.

Thatdoesn’tmeanGMcropsareperfect,oraone-size-fits-allsolutiontoglobalagricultureproblems.Butanythingthatcanincreasefarmingefficiency—theamountofcropswecanproduceperacreofland—willbeextremelyuseful.GMcropscanandalmostcertainlywillbepartofthatsuiteoftools’butsowilltraditionalplantbreeding,improvedsoilandcropmanagementandperhapsmostimportantofall,betterstorageandtransportinfrastructure（基础设施）,especiallyinthedevelopingworld.（Itdoesn’tdomuchgoodforfarmersinplaceslikesub-SaharanAfricatoproducemorefoodiftheycan’tgetittohungryconsumers.）I’dliketoseemorenon-industryresearchdoneonGMcrops—notjustbecausewe’dworrylessaboutbias,butalsobecauseseedcompanieslikeMonsantoandPioneershouldn’tbetheonlyentitiesworkingtoharnessgeneticmodification.I’dliketoseeGMresearchonlesscommercialcrops,likecorn.Idon’tthinkit’svitaltolabelGMingredientsinfood,butIalsowouldn’tbeagainstif—andindustrywouldbesmarttogoalongwithlabeling,justasawayofremovingfearsaboutthetechnology.

Mostofall,though,Iwishatenthoftheenergythat’sspentendlesslydebatingGMcropswasfocusedonthosemorepressingchallengesforglobalagriculture.Therearemuchbiggerbattlestofight.

6.HowdoenvironmentalistopponentsviewGMfoodsaccordingtothepassage?

A.Theywilleventuallyruinagricultureandtheenvironment.

B.Theyareusedbybigbusinessestomonopolizeagriculture.

C.Theyhaveprovedpotentiallyharmfultoconsumers’health.

D.Theyposeatremendousthreattocurrentfarmingpractice.

7.Whatdoestheauthorsayisvitaltosolvethecontroversybetweenthetwosidesofthedebate?

A.BreakingtheGMfoodmonopoly.

B.Morefriendlyexchangeofideas.

C.RegulatingGMfoodproduction.

D.MorescientificresearchonGMcrops.

8.WhatisthemainpointoftheNaturearticles?

A.FeedingthegrowingpopulationmakesitimperativetodevelopGMcrops.

B.PopularizingGMtechnologywillhelpittoliveuptoitsinitialpromises.

C.MeasuresshouldbetakentoensurethesafetyofGMfoods.

D.Bothsupportersandopponentsshouldmakecompromises.

9.Whatistheauthor’sviewonthesolutiontoagriculturalproblems?

A.IthastodependmoreandmoreonGMtechnology.

B.Itisvitaltothesustainabledevelopmentofhumansociety.

C.GMcropsshouldbealloweduntilbetteralternativesarefound.

D.Whateverisusefultoboostfarmingefficiencyshouldbeencouraged.

10.WhatdoestheauthorthinkoftheongoingdebatearoundGMcrops?

A.Itarisesoutofignoranceofandprejudiceagainstnewscience.

B.Itdistractsthepublicattentionfromotherkeyissuesoftheworld.

C.Effortsspentonitshouldbeturnedtomoreurgentissuesofagriculture.

D.Neithersideislikelytogiveinuntilmoreconvincingevidenceisfound.

Text3

Thereisacertaininevitabilitythate-booksaleshavenowovertakenpaperbacksalesonAmazon’sUSsite.Amazon’sKindle2issolightandsocheapthatit’seasytoseewhypeoplehaverushedtobuyit.ThoughI’mstillnotkeenonthedesignoftheKindle,itisavastimprovementonitspredecessorandcertainlytolerable.Beyondthedeviceitself,AmazonhasdoneagreatjobofrollingoutKindleapps,ensuringthatpeoplelikeme—whohaveaniPadbutnotaKindle—canstilljoininthefun.Onceyou’reintotheKindleecosystem,Amazonlocksyouintightly—justasAppledoeswithitsiTunes/iPodecosystem.It’ssoeasytobuyfromAmazon’sstoreandthebooksaresocheapthatit’snotworththeeffortofgoingelsewhere.

WhileIremainopposedtoAmazon’sDRM（数字版权管理）—indeed,I’mopposedtoDRMonanye-books—IhavetoadmitthattheimplementationissosmooththatmostKindleuserswon’tcareatallthattheire-bookscan’tbemovedtootherdevices.

Thee-booktrendisnowherenearpeaking.Overthenextfiveyearswecanexpecttoseemoreandmorereadersmoveawayfromprintedbooksandpickupe-booksinstead.ButIdon’tthinkthatwillmeanthedeathoftheprintedbook.

Therearesomewhopreferprintedbooks.Theylikehavingshelvesfilledwithbooksthey’vereadandbookstheyplantoread;theylikethefeelofthebookintheirhandsandthedifferentweightsandtypefacesandlayoutsofdifferenttitles.Inotherwords,theylikethephysicalformofthebookalmostasmuchasthewordsitcontains.

Icansympathizewiththosepeople.AsIwroteearlierthisweek,myidealsituationwouldbeforepublisherstobundlee-bookswithprintedones—inmuchthesam