池融资舞动供应链Pool financingWord格式文档下载.docx
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Thescatteredsmalldailyaccountsreceivableasabucketofwaterqualitytogetherintoarelativelystablebankaccountsreceivablebalances"
pool"
sothatenterprisesinneedoffinancing,asalwaysunscrewthetapwatersosimple.
Funds,funds,orfunds?
!
Thebusinessworldisfundingthisstringtaut.Onesideisthedreamofenterprises,whileholdingalotofsilverdidnotknowwheretoinvestthebank,fund......
InChinese,SMEfinancinghasbecomeaproblemintheprimeminister'
slongstalledonthedesk.Notonlysmallandmedium-sizedenterprises,largeenterprisesallovertheworldarefacingthewinter,whiletheenterprisesmaybefrozentodeath,whileontheotherside,thebanksaregoingtodie.Thechangeinthecapitalchainhasbecomeanationalproject.
Supplychainfinancecrab
GuangdongNingNingpartsfactoryforautomanufacturersproductionofspareparts,annualoutputvalueofabout10millionyuan,thereare4factories,workers300people,isatypicalChinesesmes.
Thefactoryisanenviable"
holdingthigh"
enterprises,bothupstreamanddownstreamarestrongenterprises,highintegrity,largedemand,andrarelydefault.Inonlyafewyears,theoutputvalueoftheplanthasdoubled,theplanthasexpanded8,andtheworkershaveincreasedto800.Thefactoryevenboughtprojectionequipmentfortheworkerstomakeregularfilms.
Butthingshaverecentlyplayedsomechanges,thelowercarfactoryaccountperiodprolonged,oftennotinalumpsum,leftbehindalotoftailwentbadaccount,thisisneverbefore;
theupstreamsteelbecomesharsh,notonlycannotcredit,recentlyevenrequirepaymentinadvance,thetwosidesmakeveryunpleasant.
Underthedoublepressureoftheupperandlowerreaches,thecapitaloftheNingNingfactorysuddenlybecametense.
Theoriginalplanhadnineplantexpansionstoppages,becameanovergrownruins.Thefactoryneedsrawmaterialorders,thedownstreamenterprisesdidnotreturn,thisismoredangerousthanthatoneanxious.
Theonlysolutiontotheproblemisfinancing.
Butinaccordancewithcommonsense,thefixedpartsfactoryisatypical"
donotlikethebanks"
like"
tastelesscustomers"
:
thelackofeffectivecollateralandguaranteemeasures,lackofcredit.Theamountofasingleloanissmall,thenumberofpensislarge,theloanriskisgreater,andtheincomeislow,andthereiswidespreadtaxevasionbehavior......
LookatthebankasthetempleAbbotseecustomerssimplydressedasSuDongpowascold,"
pleasesit,incensetea"
inthetraditionalconceptofoverlookingtheopportunitytobecomemoreslim.
ShenzhenDevelopmentBank'
spoolfinancingmodel,sothatNingNingplanttastedthefirstcrab.
Infact,notonlythegovernmentandenterprises,somedomesticbanksarealsoconcernedaboutthefinancingdifficultiesofsmes.ShenzhenDevelopmentBankbankoutofthetraditionalthinking,followamoreinlinewiththebusinessrulesofthegamelogiccurvetoconsiderfinancing:
dilutethetraditionalconceptofcareaboutthe"
shortplatetheory"
andpaymoreattentiontoenterprises"
advantagetheory"
--Basedonthewholesupplychainunderthebackgroundofthestudy:
NingNingfactoryhasitsownadvantages,adequateorders,higherproductioncapacity.Itsupstreamanddownstreamenterprises,althoughdemanding,butcapital,highcredit.Asyoucansee,thisisahighqualitysupplychain.Supplychainenterprisestronglikeahardwaytofriends,likeShiYuzhuDuanYongji'
sside,evenifthereisnotabletocomedown,downinsidewhenbanksgraspwhenanenterpriseandevenachainofallenterprisesonlogisticsandfinancialtrends,toprovideloansforthesupplychainthesmallandmedium-sizedenterpriserisktoindividualenterprisesismuchsmaller.
TheseeminglyhelplessfinancingsituationofNingNingfactorybecameclearatonce.
Thisisadeepdevelopmentofthemostintelligent:
crossbusinessdifficultandslowandnotonthemarketfinancialproductstodothemultitude,butscatteredpolymerizationforceinthemarket,theseparatistcampsupplychainoccupyacompetitiveshares.And"
1+N"
theory-astrongenterprisetodriveNupstreamanddownstreamenterprisesfinancingecologicalchain-hasbecometheIdeologicalProgramofthistheory.
ItissaidthatYeMaozhong'
sredhatandcommercialinspirationfromtoMaoZedong'
sideas;
collectionofmorethan95%ofthecountryinthesupplychainofsmallandmedium-sizedenterprises,tomobilizethegrassrootsforcesthisalsoimpliestheessenceofMaowisdom.
Fromsupplychainfinancetopoolfinancing
W