新视野大学英语第三版读写教程第二册Unit5PPT文档格式.pptx
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Remembertosave;
Avoidcreditcards;
2.Whatdocollegestudentsspendtheirmoneyon?
Tuitionandfees;
Textbooksorotherschoolsupplies;
Foodanddrink;
Transportationintheformofbusortraintickets;
Electronics,suchaslaptopsandsmartphones;
Entertainment;
Readthefollowingsurveyquestionsregardingspendinghabitsofcollegestudents.Thencheck()alltheresponsesthataretrueforyou.,1.Whatsthemainsourceofyourdailyexpenses?
FromparentsFromstudentloanorsubsidyFromscholarshipFrompart-timejobOther(specify)_,2.Howmuchareyourmonthlyexpenses?
500yuanorless501-800yuan801-1,000yuan1,001-1,500yuanOver1,500yuan,3.Doyouspendmoneybasedonyourbudget?
AlwaysSometimesNever,4.Whatcostsmostofyourmoneyasacollegestudent?
Food,clothingandothernecessitiesBooksEntertainmentsOther(specify)_,5.Ifyouhaveextramoney,doyouprefertosaveitorspenditimmediately?
SaveitSpendit,dominant,commercial,respective,participants,links,distinctive,dealersandbrokers,Listentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.,Themoneymarketconsistofcollectionofmarketseachtradingat_financialinstrument.ThereisnoformalorganizationsuchasTheNewYorkStockExchangefortheequitymarkets.Centralactivitytothemoneymarketarethe_whospecializingoneormoremoneymarketinstruments.,Tobecontinued,Dealersbuysecuritiesfortheown_andsellfromthesecurityinventerswhenthetrades_.Brokersdonotactuallybuyorsellsecurities,andtheyonlyaccentuatethe_transactionsatthebestpossibleprice.Theirprofitscomesfromcommissionschargedforthatservices.,position,takeplace,client,Listentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.,1.Whatdoesfinancialliteracyreferto?
Theabilitytounderstandfinancialmatters;
Thesetofskillsandknowledge;
Allowsanindividualtomakeinformedandeffectivedecisionsthroughunderstandingoffinances.,2.IntheUnitedStates,whatdoesStudentFinancialAidreferto?
Thefundingintendedtohelpstudentspayeducationexpensesincludingtuitionandfees,roomandboard,booksandsupplies,etc.foreducationatacollege,university,orprivateschool.,SpendorsaveThestudentsdilemma,savemore,interestrates,Accordingtothewriter,whydothemessageswegetfromourenvironmentseemtodefycommonsenseandcontradicteachother?
(Para.1),spendmoney,creditcardoffers,Anotherfamiliarexample.(Para.2),Dontpayontime,Assoonaswepay,CreditCardBill,wegetdemanding,nastyemailssaying:
“Yourfailuretopayisunacceptable.Payimmediatelyoryoullbeintrouble!
”,wegetanemailinacharmingtonetellingushowvaluableacustomerweareandencouragingustoresumespending.,Weareconfusedand_bytwocontradictorymessagesthatwegetfromourenvironment.Thegovernmenttellsusto__.Andcreditcardcompanyalsosentuscontradictorymessage:
_?
PartI(Paras.1-_),2,spendandatthesametimetheytellsustosavemore,Arewefailingconsumersorvaluedcustomers,manipulated,Twosetsofmessages(Paras.3-5),Suspendyourdesires,Controlyourappetite,school,parents,traditionalvalues,inescapable,invade,satisfyyourdesires,buyitnow,Twosetsofmessages(Paras.3-5),Suspendyourdesires,Controlyourappetite,school,parents,traditionalvalues,inescapable,invade,satisfyyourdesires,buyitnow,WHY?
Hardwork,familyloyalty,andthecapacitytopostponedesiresarecoreAmericanvaluesthathavemadeourcountrygreat.,onTV,inmovies,onprintedmediaandroadsigns,instores,andonbusses,trainsandsubways.,Theonlytimeyoucanescapeadvertisingiswhenyoureinyourbedasleep!
Bytheageof18,theaverageAmericanwillhaveseen600,000ads;
bytheageof40,thetotalisalmostonemillion.,Whathappensaswetakeinthesecontradictorybutexplicitmessages?
Whatarethepsychologicalandsocialconsequencesofthiscampaigntocontrolourspendinghabits?
(Para.6),Everydaywegettwosetsofmessagesatoddswitheachother.The“_”messageurgesustoworkhardandsave,suspendourdesires,andavoidluxuries.The_urgeustospend.theessentialmessagefromadsisanyhow_already.Aspsychologicalandsocialconsequences,peopleget_withthetwocontradictorymessages.,PartII(Paras.3-_),6,permissiveadvertisements,cementedintoourconsciousness,upright,confused,Whyshouldstudentsconsiderfinancialwell-beingasakeyingredientofuniversityeducation?
(Para.7),Whatcanstudentsdotobefinanciallyhealthyandhavenomoneyworries?
(Para.8),Aneducatedconsumerand