金融英语模拟题1.docx

金融英语模拟题1.docx

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金融英语模拟题1

PartOne　　　　　　　　　Listening

SectionOne（10%）

Directions:

Inthissectionyouwillhear10shortstatements.Eachstatementwillbespokenonlyonce.Aftereachstatementtherewillbeapause.Duringthepause,youmustreadthefoursuggestedanswersmarkeda,b,candd,anddecidewhichisthebestanswer.Nowyouwillheartheexample:

　　ShewenttothebankwithMr.Smith.

Youwillread:

　　A.Shewenthome.　　　　　　　C.Shewenttothebank.

　　B.ShelikedMr.smith.　　　　　　D.ShewenttoMr.Smith'shouse.

StatementC,"Shewenttothebank"istheclosestinmeaningtothestatement"ShewenttothebankwithMr.Smith."Therefore,youshouldchooseanswerC.Nowlistentothestatements.

1.A.Thecentralbankcontrolsmanyfactorsthataffectthesuccessofbankingsupervision.

B.Thesuccessofbankingsupervisiondependsonthecontrolsofthecentralbank.

C.Thesuccessofbankingsupervisionreliesonmanyfactorsthatarenotunderthecontrolofthecentralbank.

D.Manyfactorsunderthecontrolofthecentralbankresultinthesuccessofbankingsupervision.

2.A.Youcannotsignyournameontheupperleftcornerthatdoesnotcomplywiththeagreement.

B.Yoursignaturedoesnotagreewiththespecimensignatureontheupperleftcorner.

C.Thesignatureontheupperleftcornerisnotthecountersigninthe

agreement.

D.Youcannotagreewiththesignatureontheupperleftcorner.

3.A.TheChinesebankswillnotcometocompetewiththeforeignbanksin

Renminbibusiness.

B.ForeignbankswillbeallowedtodoRenminbibusinesswhichisachallengetotheChinesebanks.

C.ItwillbearealgreatchallengetotheChinesebankswhentheforeignbankshavetherighttodoRenminbibusiness.

D.InordertohaverealcompetitionwiththeChinesebanks,foreignbanksshouldbeallowedtodoRenminbibusiness.

4.A.Iremittedthemoneytoyouafterthesaleofmystocks.

B.YourbankaccounthadbeencreditedwiththeremittancesinceIsoldmyshareslastweek.

C.ThemoneyhadalreadybeencreditedtoyouraccountlastweekafterIsoldmyshares.

D.ThemoneyhadnotbeenremittedtoyousinceIfailedtosellmystockslastweek.

5.A.Thebankmakesprofitsonlyfromitsownmoney.

B.Thebankmakesprofitsnotonlyfromthedepositsbutalsofromitsownmoney.

C.Thebankmakesprofitswithspecialobligationstodepositors.

D.Thebankhasspecialobligationtomakeprofits.

6.A.Wethankyouforyourdoingkindnesstous.

B.Wehopeyousendusyourcheckassoonaspossible.

C.Wethankyoubecauseyouprovideusconvenienceinchecking.

D.Youwillhavetopayus$50,000.

7.A.TheChineseeconomistsmadeaproposalthatbanks'savingsinterestratesshouldfurtherbelowered.

B.TheChineseeconomiststhoughtbanks'savingsinterestratesshouldbeimproved.

C.TheChineseeconomistsbelievedthatbanks'savingsinterestratesshouldbemaintained.

D.TheChineseeconomistssuggestedthatbanks'savingsinterestratesshouldbekept.

8.A.Wearethecreditholders.

B.Wearethebankwhocanencashthecard.

C.Wearethebankwhocanstopyourlostcard.

D.Wearethebankwhocanfindyourlostcard.

9.A.Intheforeignexchangemarket,exchangeratesarequotedbythesellersandbuyers.

B.Intheforeignexchangemarket,exchangeratesarequotedbycommercialbanks.

C.Intheforeignexchangemarket,sellingandbuyingofforeignexchangedecideexchangerates.

D.Intheforeignexchangemarket,exchangeratesarefixedbygovernments.

10.A.Thebankhastherighttochargeyoufeesifyourcheckhasbounced.

B.Thebankwillnotchargeyouanyservicecommissionevenifyourcheckreturned.

C.Noonereservestherighttoimposeaservicechargeforreturnedcheques.

D.Thebankhastherighttoimposeachargeforencashedcheques.

SectionTwo（10%）

Directions:

Inthissection,youwillhear10shortconversations.Attheendofeachconversationaquestionwillbeaskedaboutwhatwassaid.Theconversationsandquestionswillbespokenonlyonce.Duringthepause,youmustreadthefoursuggestedanswersmarkeda,b,c,andd,anddecidewhichisthebestanswer

Nowyouwillhear:

M:

DoesourbankhaveadirectcorrespondentrelationshipwiththeBradalys'Bank?

W:

No,wedon't.SowehavetoadvisethisL/Cviaanotherbank.

Q:

Whichofthefollowingisright?

Nowyouwillread:

　　A.WecanadvisethisL/CtotheBradlays'Bank.

　　B.TheBradlays'Bankisourcorrespondent.

　　C.TheL/Chastobeadvisedbyathirdbank.

　　D.WeshouldadvisethisL/Cbyourselves.

FromtheconversationweknowthatwehavetoadvisethisL/Cviaanotherbank.ThebestanswerisC.ThereforeyoushouldchooseanswerC.

11.A.Heraccountnumberis60789410

B.Heraccountnumberis60798410

C.Heraccountnumberis60798401

D.Heraccountnumberis60789140

12.A.inthesafeB.inthedrawer

C.onthedeskD.inthebox

13.A.1.89%B.1.98%C.8.19%D.none

14.A.toopenanaccountwiththebank

B.toexchangemoney

C.tocheckiftheremittancehasarrived

D.toremitsomemoneytoherbrotherTonyWaller

15.A.employeeandboss

B.brokerandbankclerk

C.twobankclerks

D.bankclerkandcustomer

16.A.8hoursB.10hoursC.12hoursD.24hours

17.A.onemonthB.twelvemonths

C.sixmonthsD.halfamonth

18.A.drawmoneyfromheraccountthroughATM.

B.writehersecretcodeonthecard.

C.forgetherpassword.

D.asksomebodytopickuphercard.

19.A.US$24,580B.US$28,450C.US$45,280D.US$25,480

20.A.Specialriskswillbeexcluded.

B.Youhavetopaymoremoneyfortheinclusionofallrisks.

C.Exclusionofthespecialrisksmeansmoremoneyyouhavetopay.

D.Youhavetopaymorepremiumtoincludeaspecialrisk.

SectionThree（10%）

Directions:

Inthissection,youwillhear3shortpassages.Attheendofeachpassageyouwillhearsomequestionsaboutwhatwassaid.Thepassagesandquestionswi1lbespokenonlyonce.Duringthepause,youmustreadthefoursuggestedanswersmarkeda,b,c,andd,anddecidewhichisthebestanswer

Questions21--23arebasedonpassage1　

21.A.threeB.fourC.fiveD.six

22.A.one-dollarbillB.five-dollarbill

C.ten-dollarbillD.twenty-dollarbill

23.A.bychecksandfundtransfersB.byCHAPSandfundtransfers

C.byCHIPSandfundtransfersD.bySWIFTandfundtransfers

Questions24-26arebasedonpassage2　

24.A.Theywillbuyhouses.B.Theywillbuycars.

C.Theywillpostponebuildinganewplant.D.Theywillhiremoreworkers.

25.A.becausetheyaffectconsumers'willingnesstospendorsave.

B.becausetheyaffectbusinesses'investmentdecisions.

C.becauseinterestratesarethecostofborrowings.

D.bothaandb.

26.A.mortgageinterestrates

B.carloanrates

C.interestratesonmanydifferenttypesofbonds

D.currentinterestrates

Questions27-30arebasedonPassage3　

27.A.corporateB.interbank

C.mortgageD.syndicate

28.A.payallattentionstoaspecificareaoflending

B.considersomeonemoreimportantthantheother

C.handleloanapplicationsbasedonhardandfastrule

D.trytobuildupawell-balancedloanportfolio

29.A.prudenceB.profitability

C.liquidityD.safety

30.A.toensurehealthygrowthforthebank

B.tooutperformthecompetitioninfinancialindustry

C.tomaketheprofits

D.toachievespecificbusinesstargets

SectionOne（10%）

Directions:

Therearetenstatementsinthissection.ForeachstatementtherearefourchoicesmarkedA，B，C，D.Youshouldchoosethebestanswer

31.Ifthelessormakesanequityinvestmentequalto20%oftheequipment'soriginalcost,andborrowstheremaining80%fromalong-termcreditor,andwritesanoncancelableleasefortheequipment,suchleaseiscalleda___________.

A.operatingleaseB.leveragedlease

　C.direct-financingleaseD.sales-typelease

32.Theinterestrateforborrowingfundsfrominter-bankmarketiscloseto,butalwaysslightly____________theratethatisavailablefromthecentralbank.

A.lowerthanB.higherthanC.ashighasD.notashighas

33.___________isafinancialmarketinwhichsecuritiesthathavebeenpreviouslyissuedcanberesold.

A.AprimarymarketB.Asecondarymarket

　C.AissuingmarketD.Thecapitalmarket

34.OfthechallengingissuesinInternetbanking,whichpeoplecaremost,

　　is_________.

A.theprovisionofasecureplatformforbankingtransactions

　B.whethermanagementhasthecreativityandvisiontoharnessthetechnology

　C.howtodeliverhigh-qualityproductsforthecustomers'convenience

　D.whethermanagementhastheabilitytosatisfycustomers'continually

changingfinancialneeds

35.FromaChineseBank'spointofview,thecurrencyaccountwhichitmaintainsabroadisknownas_______,whileaRMBaccountoperatedinChinaforaforeignbankistermed________.

A.avostroaccount;anostroaccount

　B.amirroraccount;anostroaccount

　C.anostroaccount;avostroaccount

　D.avostroaccount;amirroraccount

36.If__________,suchasituationiscalledbreak-even.

A.contributionmargin=fixedcosts

　B.contributionmargin=totalcosts

　C.profit=expense

　D.salesrevenue=variablecost

37.Foreign-fundedenterprisesmayretaintheirexportearningsifthoseearnings_______.

A.getafterSAFEapproves

　B.willberemittedabroad

　C.willbeinvestedinlocalarea

　D.donotexceedthelimitsetbytheSAFE

38.BOTisanabbreviatedformof_________.

A.build-or-technologyB.build-operate-transfer

　C.build-operate-technologyD.benefit-operate-transfer

39._________isthefoundationofprivateaccounting,whichanalyzesabusiness'scoststohelpmanagerscontrolexpenses.

　A.Budgeting

　B.Managementinformationsystem

　C